MissFunctional Money

Adulting is Hard. Saving Shouldn't Be.

The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out

June 10, 2019 by SC in Career, Early retirement, Adulting, Investing, Money talk

Raise your hand if you’ve ever felt personally victimized by a snooze-worthy company-wide meeting on HR policy and updates. I know, I know, it’s boring, but also exciting because think of all the money you’ll have when you’re 80! Whoooohhooo! Here are the things I considered when selecting my retirement fund.

How much should you contribute to your 401(k)?

May 31, 2018 by SC in Save money, Early retirement, Investing, Budget Basics

It’s intimidating to plan for something that will happen four decades from now. Actually, it's the most optimistic thing I've ever heard, because it means I believe I won't get hit by a bus and die tomorrow. Hope! So touching.

So, what are the average 401(k) contributions? Am I doing it right? Am I way behind the average 25-year-old? What's the "K" even for? Ahead, we discover (some) of the answers.