On average, a friend’s wedding costs us $888 from engagement toast to sparkler exit. That’s an average number. Bridesmaids often spend well over $1,000. And to be quite frank, I think that estimate is on the low side. Here are 5 ways you can save some money during #weddingszn.Read More
Father’s Day. It’s a lovely, corporately created sentiment designed for a culture of consumerism. But it’s also a day when you can give a nod back to Dad and say thanks. But you don’t have to fall prey to the cheesy home improvement ads. There are so many ways to show appreciation without making blowing your budget on a weedeater. I’ve rounded up a few frugal ideas for Father’s Day gifts that will still keep you in favorite child position.Read More
It’s intimidating to plan for something that will happen four decades from now. Actually, it's the most optimistic thing I've ever heard, because it means I believe I won't get hit by a bus and die tomorrow. Hope! So touching.
So, what are the average 401(k) contributions? Am I doing it right? Am I way behind the average 25-year-old? What's the "K" even for? Ahead, we discover (some) of the answers.Read More
A no-spend challenge is way to closely monitor your habits and get your spending back on track. There are a number of reasons to participate, with the most obvious benefits including saving money and tapping into your creative spirit as you fabricate numerous excuses for why you can't go to that group dinner.
And, the best part of a no-spend challenge is that it's 100% customizable. You make the rules.Read More
How prepared are you to head for the office door? For some people — especially millennials — retirement may be pretty far off.
The average retirement age in the United States is 63, but maybe you don’t want to be average. Maybe you, like me, plan to give your two weeks well before that. Either way, retirement requires planning.Read More
You scoured Pinterest for the best recipes. You’ve mentally meal prepped and your shopping list is on point. Then you walk into the store and all hell breaks loose. Before you know it, your cart is full of things that weren’t on your list and you’re at the checkout, contemplating a personal loan for chocolate covered almonds. Read these 7 tips and then get a hold of yourself, woman.Read More
We’ve all been there. The clingy boyfriend. The emotionally draining one. The fling.
But have you ever been there with your money?
A relationship with money isn’t optional — it’s there, you’re there, and you have to figure out a way to live together. The secret is this: you get to determine your attitude towards your money. YOU get to set the terms of the relationship. So what kind of relationship do you have?Read More
Retirement may be on our radar, but did you know that 1 in 3 Americans have no retirement savings? Yikes! If you’re reading this, you’ve already taken a step in the right direction. So what’s the next step? Learn the difference between a Roth IRA and a Traditional IRA and be better prepared to open the account that’s right for YOU. The sooner you start, the sooner you can kick back and have daiquiris delivered on a silver platter. #RetirementGoalsRead More
Much like a 1994 Mariah Carey, payday is full of the highest highs, with unexpected lows. I have no shame in admitting that the first time I officially got paid, I experienced a roller coaster of emotions. Ever eloquent, my initial reaction to my first pay stub was somewhere along the lines of: “YAY! MONEY! I’M SUCH A BALLER. Wait. Whaaa-azklasdljkf. Who the hell is FICA??!?!?!?!??! WHY ARE YOU TAKING MY MONEY?!”
So WHO is FICA? As it turns out, “FICA” stands for Federal Insurance Contributions Act. It requires that you, along with the vast majority of workers, have mandatory deductions taken out of your paycheck ...