“Just because you’re little, you can do a lot/You mustn’t let a little thing like little stop you.” Read how THIS and other inspiration about life and money comes straight from one of my favorite books/musicals. Oh, you don’t think children’s stories are the basis on which financial plans should be founded? Think again, maggot.Read More
On average, a friend’s wedding costs us $888 from engagement toast to sparkler exit. That’s an average number. Bridesmaids often spend well over $1,000. And to be quite frank, I think that estimate is on the low side. Here are 5 ways you can save some money during #weddingszn.Read More
You scoured Pinterest for the best recipes. You’ve mentally meal prepped and your shopping list is on point. Then you walk into the store and all hell breaks loose. Before you know it, your cart is full of things that weren’t on your list and you’re at the checkout, contemplating a personal loan for chocolate covered almonds. Read these 7 tips and then get a hold of yourself, woman.Read More
Much like a 1994 Mariah Carey, payday is full of the highest highs, with unexpected lows. I have no shame in admitting that the first time I officially got paid, I experienced a roller coaster of emotions. Ever eloquent, my initial reaction to my first pay stub was somewhere along the lines of: “YAY! MONEY! I’M SUCH A BALLER. Wait. Whaaa-azklasdljkf. Who the hell is FICA??!?!?!?!??! WHY ARE YOU TAKING MY MONEY?!”
So WHO is FICA? As it turns out, “FICA” stands for Federal Insurance Contributions Act. It requires that you, along with the vast majority of workers, have mandatory deductions taken out of your paycheck ...
My name is SC. I’m a twenty-something living in the Lowcountry who, at any given moment, might be found with my nose in a book or dramatically re-enacting scenes from Mulan. And I started this blog out of stupidity.
Let me explain.
I felt stupid for not knowing what FICA was. Stupid for having to Google average 401(k) contributions. Stupid for feeling like I failed basic #adulting.
But the thing is, I’m not stupid. I’m a relatively bright, college-educated, well-read individual. So why is money so hard? Why is adulting so hard? Maybe it’s because this stuff just wasn’t in school. And I figure that if I’m feeling this way, I can’t be the only one.
I’m not a financial expert (not even CLOSE. Not even in the same zip code, just so we’re clear). But here’s what I do have: solid research skills, an insatiable curiosity, unlimited access to GIFs and parents who’ve shared a fair amount of common sense. This blog serves as a resource — a place to streamline research, improve financial literacy and foster conversations we don’t have enough.
Consider this Adulting 101.
I hope you’ll join me in my search for money-saving solutions and fight for financial independence. And for the inevitable Taylor Swift references.