MissFunctional Money

Adulting is Hard. Saving Shouldn't Be.

  • Blog
  • About
  • Save Money
  • Contact

Online Banking vs. Local Banking - Which Is Better?

February 18, 2019 by SC in Adulting

Online banks can offer higher rates and more free money for you — and mo’ money, mo’ tacos. But are there still advantages to having an account with a traditional bank? I’m diving into the pros and cons of each!

Read More
February 18, 2019 /SC
How to save money, banking, budget basics, Money tips
Adulting
8 Comments

How much should you contribute to your 401(k)?

May 31, 2018 by SC in Save money, Early retirement, Investing, Budget Basics

It’s intimidating to plan for something that will happen four decades from now. Actually, it's the most optimistic thing I've ever heard, because it means I believe I won't get hit by a bus and die tomorrow. Hope! So touching. 

So, what are the average 401(k) contributions? Am I doing it right? Am I way behind the average 25-year-old? What's the "K" even for? Ahead, we discover (some) of the answers.

Read More
May 31, 2018 /SC
Save money, How to save money, Save money.feat1, Retirement savings, Early retirement, 401k, Save money.Feat
Save money, Early retirement, Investing, Budget Basics
3 Comments

3 Non-essentials I'm Eliminating To Save My Budget 

May 20, 2018 by SC in Budget Basics, Early retirement, Save money.Feat

As part of my no-spend challenge for the month of June, I’ve been forced to reassess my spending — what’s essential to daily life, what’s not, and what isn’t really essential but that I will try to make up some excuse for anyway. Here are my top three contenders for non-essentials that can be cut from my budget this month. Do you agree with my choices?

Read More
May 20, 2018 /SC
Save money, Budget hacks, How to save money, Adulting
Budget Basics, Early retirement, Save money.Feat
4 Comments

Want exclusive content, bonus freebies and the occasional dad joke delivered right to your inbox? Thought so.

Enter your email address below to receive the latest and greatest from MFM! Don’t worry, I won’t blow up your inbox. Ain’t nobody got time for that.

Hey, you’re great! Thanks for subscribing :)

ABOUT MFM

MissFunctional Money is the brainchild of  SC, a self-proclaimed Frugal Frannie and taco aficionado. She adores her family, and occasionally uses words like "adores." She is working on that. Hobbies include wondering why she can't keep basil alive and learning ways to retire early. 

Get money-saving ideas now!