3 Self Care Practices That Have Nothing to Do With Face Masks

November 20, 2019 by SC in Goals, Adulting, Live life, Money talk, Student loans

Self care gets a lot of coverage these days, and I have thoughts. People have various definitions of what that means, and I can guarantee that your pastor, your fitness instructor and InStyle Magazine are not on the same page about it at all.

Self care isn’t all bubble baths and face masks. Sometimes it’s taking care of your future and present self, and that can be boring and hard. Sometimes you just have to give yourself a little grace, followed a gentle slap in the face to say "‘Grow up now and handle this.” Here are the 3 that I’m tackling before 2020.

Maine-iacs Part One: Portland, Maine

July 30, 2019 by SC in Live life, Spending strategy, Travel, Travel tips, Storytime

Have you ever been surprised at how much you love a new city? For me, that’s Portland. As the first stop on our big Maine-iac vacation, Portland set the scene for a wonderful week full of water views, food, brews, and sailboats so cute that they look like they were painted on the horizon. Check out how we spent our day in Portland, Maine, and where you shouldn’t miss if you visit!

What is 5G? (And Should I Even Care?)

April 01, 2019 by SC in Adulting, guest post, Live life, Rambles, Money talk

What is 5G? When is it happening? Should I care, or is this like an iPhone software update that I’ll definitely ignore for a few years? Learn all about 5G and what it means for you (like, will you have to buy a new phone?) in this post.

Here's How to Make the Most of Your Mental Bandwidth

July 09, 2018 by SC in Live life

Millennials, our problem isn’t intelligence; we’re loaded with it. Our problem is mental bandwidth. And much of ours is consumed by the steady drone of background noise. Think Instagram, Facebook, talk shows, podcasts, etc.

Learn how to make the most of your most valued asset — your time — by using my one simple trick for making some room in your mind.

3 Non-essentials I'm Eliminating To Save My Budget

May 20, 2018 by SC in Budget Basics, Early retirement, Save money.Feat

As part of my no-spend challenge for the month of June, I’ve been forced to reassess my spending — what’s essential to daily life, what’s not, and what isn’t really essential but that I will try to make up some excuse for anyway. Here are my top three contenders for non-essentials that can be cut from my budget this month. Do you agree with my choices?

7 ways to save time and money at Trader Joe's

November 18, 2017 by SC in Save money

You scoured Pinterest for the best recipes. You’ve mentally meal prepped and your shopping list is on point. Then you walk into the store and all hell breaks loose. Before you know it, your cart is full of things that weren’t on your list and you’re at the checkout, contemplating a personal loan for chocolate covered almonds. Read these 7 tips and then get a hold of yourself, woman.

Welcome to MissFunctional Money

October 15, 2017 by SC

Friend, hello!

My name is SC. I’m a twenty-something living in the Lowcountry who, at any given moment, might be found with my nose in a book or dramatically re-enacting scenes from Mulan. And I started this blog out of stupidity.

Let me explain.

I felt stupid for not knowing what FICA was. Stupid for having to Google average 401(k) contributions. Stupid for feeling like I failed basic #adulting.

But the thing is, I’m not stupid. I’m a relatively bright, college-educated, well-read individual. So why is money so hard? Why is adulting so hard? Maybe it’s because this stuff just wasn’t in school. And I figure that if I’m feeling this way, I can’t be the only one.

I’m not a financial expert (not even CLOSE. Not even in the same zip code, just so we’re clear). But here’s what I do have: solid research skills, an insatiable curiosity, unlimited access to GIFs and parents who’ve shared a fair amount of common sense. This blog serves as a resource — a place to streamline research, improve financial literacy and foster conversations we don’t have enough.

Consider this Adulting 101.

I hope you’ll join me in my search for money-saving solutions and fight for financial independence. And for the inevitable Taylor Swift references.