MissFunctional Money

Adulting is Hard. Saving Shouldn't Be.

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6 easy ways you can make $300 in the next month

October 31, 2017 by SC

Maybe it’s a last minute plane ticket. Maybe it’s an unexpected hospital bill. Maybe it’s that bridesmaid dress you will 100% never wear again. Whatever your reason, it’s hard to say no to an extra $300 in your pocket.

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October 31, 2017 /SC
Money tips, Money-making ideas, Save money, Earn cash, Quick cash, Millennial, Money hacks
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Understanding your paycheck: What the heck is FICA?!

October 29, 2017 by SC in Save money, Save money.Feat

Much like a 1994 Mariah Carey, payday is full of the highest highs, with unexpected lows. I have no shame in admitting that the first time I officially got paid, I experienced a roller coaster of emotions. Ever eloquent, my initial reaction to my first pay stub was somewhere along the lines of: “YAY! MONEY! I’M SUCH A BALLER. Wait. Whaaa-azklasdljkf. Who the hell is FICA??!?!?!?!??!  WHY ARE YOU TAKING MY MONEY?!”

So WHO is FICA? As it turns out, “FICA” stands for Federal Insurance Contributions Act. It requires that you, along with the vast majority of workers, have mandatory deductions taken out of your paycheck ...

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October 29, 2017 /SC
Tax help, Millennial, Money tips, Saving money, Budget hacks, Financial independence, FICA
Save money, Save money.Feat
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Welcome to MissFunctional Money

October 15, 2017 by SC

Friend, hello!

My name is SC. I’m a twenty-something living in the Lowcountry who, at any given moment, might be found with my nose in a book or dramatically re-enacting scenes from Mulan. And I started this blog out of stupidity.

Let me explain.

I felt stupid for not knowing what FICA was. Stupid for having to Google average 401(k) contributions. Stupid for feeling like I failed basic #adulting.

But the thing is, I’m not stupid. I’m a relatively bright, college-educated, well-read individual. So why is money so hard? Why is adulting so hard? Maybe it’s because this stuff just wasn’t in school. And I figure that if I’m feeling this way, I can’t be the only one.

I’m not a financial expert (not even CLOSE. Not even in the same zip code, just so we’re clear). But here’s what I do have: solid research skills, an insatiable curiosity, unlimited access to GIFs and parents who’ve shared a fair amount of common sense. This blog serves as a resource — a place to streamline research, improve financial literacy and foster conversations we don’t have enough.

Consider this Adulting 101.

I hope you’ll join me in my search for money-saving solutions and fight for financial independence. And for the inevitable Taylor Swift references.

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October 15, 2017 /SC
Saving money, Financial independence, Millennial, Money tips, Budget hacks, Adulting
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ABOUT MFM

MissFunctional Money is the brainchild of  SC, a self-proclaimed Frugal Frannie and taco aficionado. She adores her family, and occasionally uses words like "adores." She is working on that. Hobbies include wondering why she can't keep basil alive and learning ways to retire early. 

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