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      <image:caption>Good things are on the horizon.</image:caption>
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      <image:title>Blog - Maine-iacs Part Two: A Pocket Guide to Bar Harbor, Maine</image:title>
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      <image:caption>A cute front porch in Wiscassett, Maine.</image:caption>
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      <image:title>Blog - Maine-iacs Part Two: A Pocket Guide to Bar Harbor, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part Two: A Pocket Guide to Bar Harbor, Maine</image:title>
      <image:caption>The view from our motel room in Bar Harbor :)</image:caption>
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      <image:title>Blog - Maine-iacs Part Two: A Pocket Guide to Bar Harbor, Maine</image:title>
      <image:caption>Frolicking along the private shore access at our motel in Bar Harbor — and about to lose to high tide!</image:caption>
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      <image:title>Blog - Maine-iacs Part Two: A Pocket Guide to Bar Harbor, Maine</image:title>
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    <loc>https://missfunctionalmoney.com/home/best-places-to-go-in-portland-maine</loc>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
      <image:caption>COME DECORATE MY HOME, PLS.</image:caption>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
      <image:caption>BLURRY, BUT YOU GET IT!!!1</image:caption>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
      <image:caption>moving in, bye.</image:caption>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
      <image:caption>Shipyard Brewing Company - a can’t-miss spot in Portland!</image:caption>
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      <image:caption>Stronnnnggggg Charleston vibes.</image:caption>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
      <image:caption>Pretty, pretty Portland, Maine.</image:caption>
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      <image:caption>‘splorin</image:caption>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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      <image:title>Blog - Maine-iacs Part One: Portland, Maine</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/how-to-become-a-pure-barre-teacher</loc>
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    <lastmod>2021-01-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1562034713621-UALW6NKKVR6MZ3NTEWY2/How+I+became+a+pure+barre+teacher%21+%23sidehustle+%23earnmoney+%23moneytalk</image:loc>
      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
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      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
      <image:caption>via</image:caption>
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      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
      <image:caption>Downtown Spartanburg! There’s a cute little bookstore just beyond that Starbucks and you know ya girl found herself there during the daily lunch break.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1562020635094-WYPSCIWFBO4ZIXXJZQN9/Spartanburg%2C+SC+-+How+to+become+a+pure+barre+teacher+%23hustle+%23savemoney+%23sidehustle</image:loc>
      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
      <image:caption>Can’t be positive, but pretty sure Pure Barre commissioned this sculpture to inspire our ab work.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1562020576721-LR4L1264LVJ7NTBVO4S2/Spartanburg%2C+SC+-+How+to+become+a+pure+barre+teacher+%23hustle+%23savemoney+%23sidehustle</image:loc>
      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
      <image:caption>Found this adorable glass bottle Coke. In a drug store. Had to buy for obvious reasons.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1562020535503-VZELIHN8SPALU9ZY4VJ3/Spartanburg%2C+SC+-+How+to+become+a+pure+barre+teacher+%23hustle+%23savemoney+%23sidehustle</image:loc>
      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
      <image:caption>Ate my pre-packed sandwich here. I think I freaked out my roomies with how much food I brought so that I wouldn’t have to buy food out. I didn’t know what the food sitch was!!! What if there weren’t cute delis?! (There were.) I can’t be without a sandwich, friends. Better safe than sorry :P</image:caption>
    </image:image>
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      <image:title>Blog - Side Hustle: How I Became a Pure Barre Instructor</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/how-to-select-401k-fund</loc>
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    <lastmod>2019-06-10</lastmod>
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      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>The step-by-step process I used to select my retirement investments. #investing #fire #missfunctionalmoney #money</image:caption>
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      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
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      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
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      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558729997837-CXFXTXS4JGD3JU6NXT2A/typical+expense+ratio+for+index+fund</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558731190956-KWWG1VF315GIXHTK3UWX/Vanguard+index+funds</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>98% of the fund goes to American stock.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560023778874-3HRZY4B5VW8O9WPJ7MV2/Vanguard+500+Index+Admiral%C2%AE</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560023830386-95QMUKSNLWPI6EZFESBI/Vanguard+500+Index+Admiral%C2%AE</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560023528337-YERUWQMUTAC94NAEE9OL/The+step-by-step+process+I+used+to+select+my+retirement+investments.+%23investing+%23fire+%23missfunctionalmoney+%23money</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560023579191-4IZSHTYT9GJI2ASMHZP7/The+step-by-step+process+I+used+to+select+my+retirement+investments.+%23investing+%23fire+%23missfunctionalmoney+%23money</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558731366421-7KMCVL1XQHOX4BBB8M6U/Vanguard+500+Admiral+Shares</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>Looking at the 10 year history for VFIAX … a 15% return would be clutchhhhhhh in any market setting.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560023084939-HMTLVPTUAC6TNTVO105P/The+step-by-step+process+I+used+to+select+my+retirement+investments.+%23investing+%23fire+%23missfunctionalmoney+%23money</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>Growth overview - Target Date 2055</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560023157595-ORQSRPTXQDB3HX5YN0FO/The+step-by-step+process+I+used+to+select+my+retirement+investments.+%23investing+%23fire+%23missfunctionalmoney+%23money</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>Target Date 2055 fund - roughly 10% growth over the last ten years.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558730363549-NWT4TCK9FRK3G456UNFC/how+to+add+beneficiary+to+401k</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>how to add a beneficiary to your 401k, and why you should</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558731111637-0382E62AG7UORQ4KWBNE/super+low+expense+ratio+%284%29.png</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>how to add a beneficiary to your 401k, and why you should</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560028392503-19YSDA52PYHO4FBR6SHS/How+to+pick+investments+401k%3B+%23missfunctionalmoney+%23money</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>How to pick investments 401k; #missfunctionalmoney #money</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1560028523714-7ZS0IOEA0H6F2VQ1RFAQ/Missfunctional%2BMoney</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558734007413-7R5U22Q77KGBPPND9MA1/The+step-by-step+process+I+used+to+select+my+retirement+investments.+%23investing+%23fire+%23missfunctionalmoney+%23money</image:loc>
      <image:title>Blog - The Step-by-Step Process I Used to Select my 401k Investments, Even Though I Would've Preferred to Claw My Own Eyes Out</image:title>
      <image:caption>The step-by-step process I used to select my retirement investments. #investing #fire #missfunctionalmoney #money</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/top-summer-books-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558319158040-1RFPLXE53M4HLJOA1JQH/Top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS*</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558311051796-3P838042MQ5SVF3ZJPTV/Beartown+by+Fredrick+Backman%3B+top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - BEARTOWN</image:title>
      <image:caption>by Fredrik Backman</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558311178423-47CJZDJHAHO6Y75SP1CW/Us+Against+You%2C++by+Fredrick+Backman%3B+top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - US AGAINST YOU</image:title>
      <image:caption>probably should’ve done my nails before taking pics, whoopsies</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558311362052-1OZ43R3NUDY4PZLV2TA0/Today+Will+Be+Different+by+Maria+Semple%3B+top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - TODAY WILL BE DIFFERENT</image:title>
      <image:caption>by Maria Semple</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558312168443-JJ56U61OPR4SGYADSXWF/Where%2BWe%2BBelong%2Bby%2BEmily%2BGiffin+top%2Bsummer%2Breads%2B2019%2B%2523WIRN%2B%2523books%2B%2523summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - WHERE WE BELONG</image:title>
      <image:caption>by Emily Giffin</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558317240304-E27HE9840K95MZY8F3KE/oops.gif</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS*</image:title>
      <image:caption>via</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558312421229-UJFPHNOTXS3P502TQD26/all+we+ever+wanted+by+Emily+Giffin+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - ALL WE EVER WANTED</image:title>
      <image:caption>by Emily Giffin</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558314221742-6BY486DE9CHW0TE55OUV/image-asset.jpeg</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - HOW TO TALK TO A WIDOWER</image:title>
      <image:caption>by Jonathan Tropper</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558314967674-M1PORCJKFU1LLV6XCIR1/The+Book+of+Joe+by+Jonathan+Tropper+-+top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - THE BOOK OF JOE</image:title>
      <image:caption>I didn’t take this picture because I forgot to take a pic when I read it, because I’m not in th eba</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558315793771-WSAU6XWXQ6TJHVEZZSP7/I%27ll+Be+Gone+in+the+Dark+by+Michelle+McNamara+top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS* - I’LL BE GONE IN THE DARK</image:title>
      <image:caption>by Michelle McNamara</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558316630563-5FVMHYOP6VNESI3C2VPV/LooneyTunes+Gif.gif</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS*</image:title>
      <image:caption>via</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558320527972-H11RX5ZFQ80KUEBWBXG9/Screen+Shot+2019-05-05+at+10.39.59+PM.png</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS*</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1558319219864-QG0VY6J2422PKWO01MLL/top+summer+reads+2019+%23WIRN+%23books+%23summerreading</image:loc>
      <image:title>Blog - What I've Been Reading Lately: March/April 2019 *BOOK REVIEWS*</image:title>
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  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/how-to-invest-5000</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-07</lastmod>
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      <image:title>Blog - How Should I Invest My $5,000?</image:title>
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      <image:title>Blog - How Should I Invest My $5,000?</image:title>
      <image:caption>via</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1557110612998-I7JEIJ4VGDAIPLUP4H8G/Money+Market+rates+from+1986+-+%23MissfunctionalMoney+%23SaveMoney+%23InvestingTips</image:loc>
      <image:title>Blog - How Should I Invest My $5,000?</image:title>
      <image:caption>DO YOU SEE THAT 16.8% in 1981?!?!?!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1557110906390-0E5SCXW9TJHDRDYRAAJM/Creepy+AT%26T+ad+from+1987</image:loc>
      <image:title>Blog - How Should I Invest My $5,000?</image:title>
      <image:caption>Here’s another piece of that magazine that is just so very … 80s. Yowza, that did not age well.</image:caption>
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      <image:title>Blog - How Should I Invest My $5,000?</image:title>
      <image:caption>via</image:caption>
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      <image:title>Blog - How Should I Invest My $5,000?</image:title>
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      <image:title>Blog - How Should I Invest My $5,000?</image:title>
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  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/bull-vs-bear-vs-recession</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-29</lastmod>
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      <image:title>Blog - Intro to Investing, Part II: Bulls, Bears &amp;amp; Recessions (And How You Can Prepare)</image:title>
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      <image:title>Blog - Intro to Investing, Part II: Bulls, Bears &amp;amp; Recessions (And How You Can Prepare)</image:title>
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      <image:caption>John C Reilly having a brain melt down</image:caption>
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      <image:caption>via</image:caption>
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      <image:caption>Student loans suck - here’s one family’s approach to paying off nearly 1 million in loans.</image:caption>
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      <image:title>Blog - How to Thrive as a Family with Nearly $1 Million in Debt</image:title>
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      <image:title>Blog - How to Thrive as a Family with Nearly $1 Million in Debt</image:title>
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      <image:title>Blog - How to Thrive as a Family with Nearly $1 Million in Debt</image:title>
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      <image:title>Blog - How to Thrive as a Family with Nearly $1 Million in Debt</image:title>
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      <image:title>Blog - How to Thrive as a Family with Nearly $1 Million in Debt</image:title>
      <image:caption>via</image:caption>
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    <lastmod>2019-03-04</lastmod>
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      <image:title>Blog - Handle from Hades: Here's How Much We Spent On Unexpected Car Maintenance</image:title>
      <image:caption>I mean, did YOU know that a handle could snap like that?!</image:caption>
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      <image:title>Blog - Handle from Hades: Here's How Much We Spent On Unexpected Car Maintenance</image:title>
      <image:caption>Steal my car, but reimburse me for Red, please.</image:caption>
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      <image:title>Blog - Handle from Hades: Here's How Much We Spent On Unexpected Car Maintenance</image:title>
      <image:caption>via</image:caption>
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      <image:title>Blog - Handle from Hades: Here's How Much We Spent On Unexpected Car Maintenance</image:title>
      <image:caption>yes, he cracked a tiny piece of plastic but, y’all, trust me when I say it doesn’t stand out amongst my cars other cracks.</image:caption>
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      <image:caption>a GIF that will be totally lost on my husband &lt;/3</image:caption>
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    <lastmod>2019-02-25</lastmod>
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      <image:caption>me. // via</image:caption>
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      <image:title>Blog - Is Frugality A Realistic Long-Term Plan For Saving Money?</image:title>
      <image:caption>ALSO ME HAHAHAHAHA // via</image:caption>
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      <image:title>Blog - Is Frugality A Realistic Long-Term Plan For Saving Money?</image:title>
      <image:caption>//via</image:caption>
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    <lastmod>2019-02-18</lastmod>
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      <image:title>Blog - Online Banking vs. Local Banking - Which Is Better?</image:title>
      <image:caption>Online banks vs. local banks - discover the pros and cons of each, and which is right for you. | #MissFunctionalMoney #savemoney #savingmoney</image:caption>
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      <image:caption>via</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1550437634168-ICUS0ELIGHLVPL1OBNJG/Online+banks+vs.+local+banks+-+discover+the+pros+and+cons+of+each%2C+and+which+is+right+for+you.+%7C+%23MissFunctionalMoney+%23savemoney+%23savingmoney</image:loc>
      <image:title>Blog - Online Banking vs. Local Banking - Which Is Better?</image:title>
      <image:caption>Online banks vs. local banks - discover the pros and cons of each, and which is right for you. | #MissFunctionalMoney #savemoney #savingmoney</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2019/2/10/of-course-that-happened-you-clumsy-cursed-child-vol-i-pudding-pants</loc>
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    <lastmod>2019-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549853621348-49A9AMZRE4NOYQ3SZU0L/Do+you+ever+have+those+days+when+you%27re+like%2C+OF+COURSE++that+happened.+It%27s+either+a+funny+story+-+or+pathetic+-+either+way%2C+it%27s+a+good+read.+%7C+MissFunctional+Money+%23savemoney+%23funny+%23humorme</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549844029046-E8UBFL71XSN57A75JMPI/Ew%2C+Nick+Miller+%7C+MIssFunctional+Money+%23savemoney+%23funny</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
      <image:caption>Me: That’s … not right.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549846790713-6OD524FTOKP78TSTOMJI/Chia+pudding</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
      <image:caption>The culprit.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549846751650-OORTNFXEPXUS2YRDZ3FV/Pudding+pants.</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
      <image:caption>Pudding Pants.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549845499868-QL69SOBMM6DWE8N03PDV/Taylor+Swift+saying+Ew%21+on+Jimmy+Fallon+is+a+big+mood+%7C+MIssFunctional+Money+%23savemoney+%23funny</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
      <image:caption>CH-CH-CH-CHIA!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549845647430-LCO9NYCIU79B7HR3QCY2/Soggy+Bottom+Boys+from+O%2C+Brother+Where+Art+Thou%3F+%7C+MIssFunctional+Money+%23money+%23funny</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
      <image:caption>Submitting my application to the band today.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1549846034604-7923N04QECVW877KDAB3/MFMSignature-Screengrab.PNG</image:loc>
      <image:title>Blog - Of Course That Happened, You Clumsy, Cursed Child - Vol. I: The Proof is in the Pudding Pants</image:title>
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  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/how-to-calm-down-at-work</loc>
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    <lastmod>2019-03-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548634536334-3NYMW7I7V8SIQXU2M1JW/How+to+calm+down+%E2%80%94+Calming+techniques%2C+helpful+tips+and+best+practices+for+cooling+off+when+work+makes+you+angry+%7C+%23MissFunctionalMoney+%23savemoney+%23mindfulness+%23calmdown</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
      <image:caption>this photo is from Ruth Caron on Unsplash and I couldn’t stop laughing for four full minutes when I saw it.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548624967689-WOSATJ5L0CGSLVV7CYSI/Mean+Girls+-+that%27s+why+her+hair+is+so+big%2C+it%27s+full+of+secrets%21</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
      <image:caption>via</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548625235608-6PH7SJXBDHNMYVBQ45E0/Spotify+playlist+for+dance+party%21</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
      <image:caption>I’d link to my real account so you can follow along and jam with, but I haven’t changed that to private/anonymous yet. Sry.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548625345516-1ALKJQ6PA4PR5RNWM20J/Mean+Girls+-+You+can+go+shave+your+back+now.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
      <image:caption>via</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548625777442-F0XGP365JA2NT8OL3AZZ/Mean+Girls+-+You+let+it+out+honey%2C+put+it+in+the+book.</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
      <image:caption>this has unintentionally become an ode to “Mean Girls” - via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548626267262-M0I9NFA5PJSCW8TT859W/MIssFunctional+Money</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548635020545-QMQC9QHXUQH7FNB7225T/How+to+calm+down+%E2%80%94+Calming+techniques%2C+helpful+tips+and+best+practices+for+cooling+off+when+work+makes+you+angry+%7C+%23MissFunctionalMoney+%23savemoney+%23mindfulness+%23calmdown</image:loc>
      <image:title>Blog - 7 Alternatives to Punching Your Stupid Coworker in the Face</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/is-venmo-free</loc>
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    <lastmod>2019-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548070763994-L1KUKOMM0323TDZI8VRE/Venmo+is+a+cool+peer-to-peer+money+transfer+service+%E2%80%94+but+is+it+costing+you%3F+Is+Venmo+free%3F+Find+out+all+you+need+to+know+to+avoid+hidden+fees%21+%7C+MissFunctional+Money+%23savemoney+%23money</image:loc>
      <image:title>Blog - Is Venmo Free? (Or Are You Paying Hidden Fees?)</image:title>
      <image:caption>Venmo is a cool peer-to-peer money transfer service — but is it costing you? Is Venmo free? Find out all you need to know to avoid hidden fees! | MissFunctional Money #savemoney #money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548037839421-8NUAZ1638B8IQDBZDNEX/Emma+Stone+is+not+judging+you+but+Oh+My+God+-+Easy+A</image:loc>
      <image:title>Blog - Is Venmo Free? (Or Are You Paying Hidden Fees?)</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548038422795-WCLVIZJB1NFXX6D7F35L/How+to+transfer+money+to+bank+from+Venmo</image:loc>
      <image:title>Blog - Is Venmo Free? (Or Are You Paying Hidden Fees?)</image:title>
      <image:caption>How to transfer money to bank from Venmo</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548038481641-FRSETLF933E3D6WCMDMD/How+to+transfer+money+to+bank+from+Venmo</image:loc>
      <image:title>Blog - Is Venmo Free? (Or Are You Paying Hidden Fees?)</image:title>
      <image:caption>How to transfer money to bank from Venmo</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548039540340-C3QGR6ZXVQXPV5LP69EE/Screen+Shot+2019-01-07+at+10.22.52+AM.png</image:loc>
      <image:title>Blog - Is Venmo Free? (Or Are You Paying Hidden Fees?)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1548070891273-DCOZHQDOU9LGIM0HBVQV/Venmo+is+a+cool+peer-to-peer+money+transfer+service+%E2%80%94+but+is+it+costing+you%3F+Is+Venmo+free%3F+Find+out+all+you+need+to+know+to+avoid+hidden+fees%21+%7C+MissFunctional+Money+%23savemoney+%23money</image:loc>
      <image:title>Blog - Is Venmo Free? (Or Are You Paying Hidden Fees?)</image:title>
      <image:caption>Is venmo free?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/money-lessons-from-matilda</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2019-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547466434753-XPBTLWCAOFHL0BYKVRGB/Matilda%2C+the+Musical+taught+me+so+much+--+but+I+didn%27t+expect+to+learn+this+about+my+money%21+Read+these+4+important+money+ideas+on+the+blog+now+%7C+MissFunctional+Money+%23matilda+%23savemoney+%23moneyideas+%23books</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
      <image:caption>original image via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547474662182-HSFKJK2IFMEZPYLU3AXM/matilda+quote+for+wedding+seating+chart</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547467732725-SNINPJM1G82SQX8E0FTC/Matilda%2C+the+Musical+taught+me+so+much+--+but+I+didn%27t+expect+to+learn+this+about+my+money%21+Read+these+4+important+money+ideas+on+the+blog+now+%7C+MissFunctional+Money+%23matilda+%23savemoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
      <image:caption>Save money ideas - how to save money according to Matilda</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547467810772-WVLKWBWLOW41OGPFQK3P/Matilda%2C+the+Musical+taught+me+so+much+--+but+I+didn%27t+expect+to+learn+this+about+my+money%21+Read+these+4+important+money+ideas+on+the+blog+now+%7C+MissFunctional+Money+%23matilda+%23savemoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547467846287-Q13TYXRX9FV1C8159X55/Matilda%2C+the+Musical+taught+me+so+much+--+but+I+didn%27t+expect+to+learn+this+about+my+money%21+Read+these+4+important+money+ideas+on+the+blog+now+%7C+MissFunctional+Money+%23matilda+%23savemoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
      <image:caption>how to save money according to matilda</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547467898631-HA88E8HVCG2MVHMJ6ZG3/Matilda%2C+the+Musical+taught+me+so+much+--+but+I+didn%27t+expect+to+learn+this+about+my+money%21+Read+these+4+important+money+ideas+on+the+blog+now+%7C+MissFunctional+Money+%23matilda+%23savemoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547426811101-0EK4XI1YZ1VNX8OT8HNY/MissFunctional+Money+signature</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547466266863-00TR2T8747L26QV0BM8W/Matilda%2C+the+Musical+taught+me+so+much+--+but+I+didn%27t+expect+to+learn+this+about+my+money%21+Read+these+4+important+money+ideas+on+the+blog+now+%7C+MissFunctional+Money+%23matilda+%23savemoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Unexpected Money &amp;amp; Life Lessons We Can Learn from Matilda</image:title>
      <image:caption>original illustration: © Quentin Blake 2016</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/how-to-get-cheap-cable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546863271387-L4HKOAOI3098B7XT6BOS/Cable+is+expensive%21+Searching+for+ways+to+cut+costs+on+cable%3F+Learn+how+to+save+on+cable+costs+each+month+with+these+great+alternatives+%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546860342101-3ENS0IPXXHQZSM6SUHJE/Cable+is+expensive+as+heck%21+Learn+ways+to+save+on+your+cable+bill.+%7C+MissFunctional+Money+%23savemoney+%23earnmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546860669834-GXPSX5GJ0XEDLB72MSKJ/Cable+is+expensive%21+Learn+how+to+save+on+cable+costs+each+month+%7C+MissFunctional+Money+%23savemoney+%23earnmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546861398928-L4IU44LO3GGUJEOOHC14/Cable+is+expensive%21+Learn+how+to+save+on+cable+costs+each+month+%7C+MissFunctional+Money+%23savemoney+%23earnmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546857381015-6LB2XVHQDI6XQ1PO5EYU/Netflix+is+a+joke%21+Find+cable+alternatives+that+will+save+you+money+%7C+MissFunctional+Money+%23savemoney+%23earnmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546857427316-YRXWMEYAFO570EMU7IH1/Netflix+is+a+joke%21+Find+cable+alternatives+that+will+save+you+money+%7C+MissFunctional+Money+%23savemoney+%23earnmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
      <image:caption>Oh, you were looking for another way to waste 3 hours?! @Netflix on twitter. You’re welcome.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546859535955-OLHE77Q4FHTAZFCINVI5/I%27m+just+really+tired+of+paying+too+much+for+TV+%7C+MissFunctional+Money+%23savemoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546862409224-G5TFBPW0YU4WUS7G1L7W/Cable+is+expensive%21+Learn+how+to+save+on+cable+costs+each+month+%7C+MissFunctional+Money+%23savemoney+%23earnmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1546874602253-G27RP4DE0VPBKCRP5PTV/missfuncational%2Bmoney</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547172629260-RPXA3KOO56EIMRD3XRBU/Cable+is+expensive%21+Searching+for+ways+to+cut+costs+on+cable%3F+Learn+how+to+save+on+cable+costs+each+month+with+these+great+alternatives+%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1547172589247-5F6JJKWE1WKHBGRGY5QX/Cable+is+expensive%21+Searching+for+ways+to+cut+costs+on+cable%3F+Learn+how+to+save+on+cable+costs+each+month+with+these+great+alternatives+%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23moneyideas</image:loc>
      <image:title>Blog - 4 Ways to Lower Your Cable Bill in 2019 + Cheap Alternatives to Cable</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/2018/12/21/functional-faves</loc>
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    <priority>0.5</priority>
    <lastmod>2018-12-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545513555020-KH03RUF1VVYCW5A5TDT4/The+best+movies%2C+songs+and+blogs+of+2018+%7C+MissFunctional+Money+%23savemoney+%23wedding+%23honeymoonideas</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545503101875-1F3GCN2OD0J19L110S1Y/Wedding+photo+with+sunset+and+all+the+drama+%3C3+%7C+MissFunctional+Money+%23wedding+%23honeymoon</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
      <image:caption>My mom said this looks like the movie poster for Gone With the Wind. Maybe I’ll make it the cover of my never-to-be-written financial book, “Student Loans: Income Gone With the Wind.” A relatable bestseller!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545504616341-FRPOZ635G4FBIQ2BRKC1/Sir+Arthur+Conan+Doyle%27s+%22Songs+of+the+Road%22+-+a+collection+of+poetry+pre-Sherlock+Holmes.+%7C+MissFunctional+Money+%23booklover+%23bookworm+%23readinglist</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
      <image:caption>“Songs of the Road” by Sir Arthur Conan Doyle</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545451285733-WSOSFNY7O73YOA3RLWH1/Highland+Cow+on+Isle+of+Skye%2C+Scotland+-+a+magical+honeymoon+spot%21+%7C++%7C+MissFunctional+Money+%23savemoney+%23earnmoney++%23honeymoonideas</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
      <image:caption>Heeland coo, we love you. Shot and edited by DJ Func Money, who has upstaged me on my own blog once again.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545451418936-CHBZ5FSXRE3HIVFJY7B8/Charleston%2C+South+Carolina+sunset+Highland+Cow+on+Isle+of+Skye%2C+Scotland+-+a+magical+honeymoon+spot%21+%7C++%7C+MissFunctional+Money+%23savemoney+%23earnmoney++%23honeymoonideas</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
      <image:caption>So many things that I love, all in one picture &lt;3 shot by me at our favorite spot in Charleston, no edit or filter.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545510781511-I3AMA7ZDC2GUYKVD1Z10/Birthday+dinner+menu%21</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
      <image:caption>Appetizer: Wine</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545510815963-Y5VVSWHIPRRQFYNAR15Z/IMG_2731.JPG</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
      <image:caption>That creamed corn could probably solve for world peace, if given the chance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545504345628-C5CL3A5B6N66CG5G5OL9/The+beach+in+Charleston%2C+South+Carolina%2C+at+sunset.+Breathtaking%21+%7C+MissFunctional+Money+%23sunset+%23beach+%23honeymoon</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1545513508436-5LLCC7197R50ZSGT99FJ/Screen%2BShot%2B2018-12-22%2Bat%2B4.17.20%2BPM.jpg</image:loc>
      <image:title>Blog - Proudly presenting: Functional Faves, the Ultra-Official Best of 2018 Awards</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/12/9/where-should-i-start-with-my-money-problems</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1544412395501-6BK44C4K4AYMT5PFDUQ8/Personal+finance+can+be+so+intimidating.+What+to+do+when+you%27re+bad+with+money%3F+What+about+when+you+don%27t+know+where+to+start+%E2%80%94+when+you+don%27t+even+know+WHAT+you+don%27t+know%3F%21+Start+here.++%7C+MissFunctional+Money+%23savemoney+%23money+%23moneytalk</image:loc>
      <image:title>Blog - Where Should I Start With My Money Problems?</image:title>
      <image:caption>Personal finance can be so intimidating. What to do when you're bad with money? What about when you don't know where to start — when you don't even know WHAT you don't know — start here. | MissFunctional Money #savemoney #money #moneytalk</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1544412162150-2B5LEAZ13ZZ7K7PUJAB1/Cotton+in+a+cotton+field+%E2%80%94+the+perfect+place+to+have+a+family+photoshoot.+I+love+engagement+photoshoots+in+cotton+fields%21+%7C+MissFunctional+Money+%23savemoney+%23money+%23moneytalk</image:loc>
      <image:title>Blog - Where Should I Start With My Money Problems?</image:title>
      <image:caption>This cotton looks like me on a Monday. Barely hangin’ in there, but still getting the job done.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1544441836268-D2HJWXF3WLB3RKH5AD3V/Cotton+fields+make+a+wonderful+place+to+have+a+family+Christmas+card+idea++--+or+to+have+an+engagement+shoot+in+a+cotton+field+is+always+nice.+%7C+MissFunctional+Money+%23cotton+%23engagementshoot+%23weddingideas</image:loc>
      <image:title>Blog - Where Should I Start With My Money Problems?</image:title>
      <image:caption>Don’t get stuck in the mud. Where should I start with money if I’m bad at money? Here’s what to do to save more and earn more money.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1544443245225-C8HAXKF59ESFM5GIZJWD/SC+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Where Should I Start With My Money Problems?</image:title>
      <image:caption>how save more money when you’re bad at money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1544411321564-K656AACNRW9BJWQQFRLK/Personal+finance+can+be+so+intimidating.+What+to+do+when+you%27re+bad+with+money%3F+What+about+when+you+don%27t+know+where+to+start+%E2%80%94+when+you+don%27t+even+know+WHAT+you+don%27t+know+%E2%80%94+start+here.++%7C+MissFunctional+Money+%23savemoney+%23money+%23moneytalk</image:loc>
      <image:title>Blog - Where Should I Start With My Money Problems?</image:title>
      <image:caption>Personal finance can be so intimidating. What to do when you're bad with money? What about when you don't know where to start — when you don't even know WHAT you don't know — start here. | MissFunctional Money #savemoney #money #moneytalk</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/12/1/what-is-apy-what-is-apr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543697776975-L122V5P6QPIYKWZKWOHB/What+does+APY+mean%3F+How+does+APR+impact+your+loan%3F+Here%27s+what+they+are+and+why+your+bank+hopes+you+don%27t+know+the+difference+between+APY%2C+APR+and+compound+interest.++%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23confusingmoneyterms</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>What does APY mean? How does APR impact your loan? Here's what they are and why your bank hopes you don't know the difference between APY, APR and compound interest. | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543697336088-J14PJ58IRW2WVFRCHYLL/APY+is+a+solid+indicator+of+how+much+your+account+could+earn+%E2%80%94+think+of+it+as+the+account%E2%80%99s+rate+of+return.++%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23confusingmoneyterms</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>APY is a solid indicator of how much your account could earn — think of it as the account’s rate of return. | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543700385296-F063CK8ASMSNK3X1US7L/Compound+interest+includes+the+interest+you+earn+on+your+principal+%28the+initial+amount+of+money+you+put+in+the+account%29+PLUS+the+interest+on+your+earnings.+The+more+interest+your+account+earns%2C+the+more+interest+you%E2%80%99ll+earn+ON+TOP+OF+that.+It%E2%80%99s+like+a+giant+snowball+of+money+awesomeness+that+builds+on+itself.++%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23money</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>A graphic showing how compound interest works || MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543793939222-RYARSVGAQHAM1OKVXAY7/APY+%3D+ANNUAL+PERCENTAGE+YIELD+%283%29.png</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>APY= (1+(r/N))^N-1</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543798801741-4N6B5D84XUAMCBECFXG9/How+to+calculate+APY+-+Ally+%7C+MissFunctional+Money+%23moneytips+%23savemoney</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>This is a straight-up screengrab from the Ally site because I think it’s helpful. I’m not claiming this as my own idea, though my loyal readers know I do love to come up with original math theorems in my spare time. It’s just classic SC.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543694832212-9Y6ZK9K50XEH4AJWWT4M/APY+indicates+how+much+the+money+in+your+account+could+earn+through+interest+and+compounding.+Here%27s+an+easy+way+to+distinguish+between+APY+and+APR%21+%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23confusingmoneyterms</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>APY indicates how much the money in your account could earn through interest and compounding. Here's an easy way to distinguish between APY and APR! | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543697213022-XL00DDF6HQJM1T8HNAZI/APR+is+an+acronym+for+annual+percentage+rate.+++Instead+of+indicating+how+much+money+your+account+will+yield+%28as+an+APY+does%29%2C+APR+indicates+the+total+amount+of+interest+you+must+pay+on+a+loan.++%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23confusingmoneyterms</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>APR is an acronym for annual percentage rate. Instead of indicating how much money your account will yield (as an APY does), APR indicates the total amount of interest you must pay on a loan. | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543697576654-P491T5M8VXL7NOI2APHI/Why+your+bank+hopes+you+don%27t+know+the+difference+between+APY%2C+APR+and+compound+interest.++%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23confusingmoneyterms</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>Why your bank hopes you don't know the difference between APY, APR and compound interest. | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543697486460-TBVDA6QUL5PS2U9F4EAY/APY+is+a+solid+indicator+of+how+much+your+account+could+earn+%E2%80%94+think+of+it+as+the+account%E2%80%99s+rate+of+return.++%7C+MissFunctional+Money+%23savemoney+%23money+%23</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>APY is a solid indicator of how much your account could earn — think of it as the account’s rate of return. | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms how to save money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543798149687-56SUBI05TRJVOKFNAN2Z/Chris+Harrison+on+Who+Wants+to+Be+a+Millionaire</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1543697849797-HE3LI95WXHYQHMBVLX3L/What+does+APY+mean%3F+How+does+APR+impact+your+loan%3F+Here%27s+what+they+are+and+why+your+bank+hopes+you+don%27t+know+the+difference+between+APY%2C+APR+and+compound+interest.++%7C+MissFunctional+Money+%23savemoney+%23earnmoney+%23confusingmoneyterms</image:loc>
      <image:title>Blog - APY vs. APR: How They Work, What's the Difference &amp;amp; What They Mean For You</image:title>
      <image:caption>What does APY mean? How does APR impact your loan? Here's what they are and why your bank hopes you don't know the difference between APY, APR and compound interest. | MissFunctional Money #savemoney #earnmoney #confusingmoneyterms</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/11/11/unlikely-things-to-be-grateful-for-in-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542279078990-AYMQJ6JH1LYGBM6X1D9Q/During+the+holidays%2C+it%27s+easy+to+be+thankful+for+friends%2C+family+and+good+food.+But+what+about+those+challenges+we+face%3F+Our+student+loan+debt%3F+Heartbreak%3F+Read+how+I%27m+finding+gratitude+in+everything+this+year.+%7C+MissFunctional+Money+%23gratitude+%23mindfulness+%23moneysavingtips+%23lifehacks</image:loc>
      <image:title>Blog - Unlikely Things to Be Grateful For This Holiday Season</image:title>
      <image:caption>During the holidays, it's easy to be thankful for friends, family and good food. But what about those challenges we face? Our student loan debt? Heartbreak? Read how I'm finding gratitude in everything this year. | MissFunctional Money #gratitude #mindfulness #moneysavingtips #lifehacks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542574745511-ABPGXCRSE07HNHOETL0R/How+we+spend+our+days+is%2C+of+course%2C+how+we+spend+our+lives.+%7C+Annie+Dillard+quote+%7C+MissFunctional+Money+%23moneytalk+%23savemoney+%23gratitude</image:loc>
      <image:title>Blog - Unlikely Things to Be Grateful For This Holiday Season</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542283443254-2XW09UZYH7UXGLJE0BTH/For+every+stoplight+I+didn%27t+make+Every+chance+I+did+or+I+didn%27t+take+All+the+nights+I+went+too+far+All+the+girls+that+broke+my+heart+All+the+doors+that+I+had+to+close+All+the+things+I+knew+but+I+didn%27t+know+Thank+God+for+all+I+missed+%27Cause+it+led+me+here+to+this</image:loc>
      <image:title>Blog - Unlikely Things to Be Grateful For This Holiday Season</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542479315250-QXPL3H2FTGTWHQ7FFJ9D/What+unlikely+things+are+you+thankful+for+this+holiday+season%3F</image:loc>
      <image:title>Blog - Unlikely Things to Be Grateful For This Holiday Season</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542279267497-83KAJ0WQUL7J1UR4ZNYI/During+the+holidays%2C+it%27s+easy+to+be+thankful+for+friends%2C+family+and+good+food.+But+what+about+those+challenges+we+face%3F+Our+student+loan+debt%3F+Heartbreak%3F+Read+how+I%27m+finding+gratitude+in+everything+this+year.+%7C+MissFunctional+Money+%23gratitude+%23mindfulness+%23moneysavingtips+%23lifehacks</image:loc>
      <image:title>Blog - Unlikely Things to Be Grateful For This Holiday Season</image:title>
      <image:caption>During the holidays, it's easy to be thankful for friends, family and good food. But what about those challenges we face? Our student loan debt? Heartbreak? Read how I'm finding gratitude in everything this year. | MissFunctional Money #gratitude #mindfulness #moneysavingtips #lifehacks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542279323590-279VMHEFFPJA7A4IP0SY/During+the+holidays%2C+it%27s+easy+to+be+thankful+for+friends%2C+family+and+good+food.+But+what+about+those+challenges+we+face%3F+Our+student+loan+debt%3F+Heartbreak%3F+Read+how+I%27m+finding+gratitude+in+everything+this+year.+%7C+MissFunctional+Money+%23gratitude+%23mindfulness+%23moneysavingtips+%23lifehacks</image:loc>
      <image:title>Blog - Unlikely Things to Be Grateful For This Holiday Season</image:title>
      <image:caption>During the holidays, it's easy to be thankful for friends, family and good food. But what about those challenges we face? Our student loan debt? Heartbreak? Read how I'm finding gratitude in everything this year. | MissFunctional Money #gratitude #mindfulness #moneysavingtips #lifehacks</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/11/12/when-is-it-ok-to-quit-your-passion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1542024091458-1V7MW8KSE2PVV629JVJD/We+often+talk+about+quitting+our+job+to+pursue+our+passion%2C+but+what+happens+when+you+quit+your+passion%3F+Should+you+be+riddled+with+guilt%3F+I+share+my+deeply+personal+story+today+in+this+guest+post.+%7C+MissFunctional+Money+%23personalfinance+%23money+%23ballet</image:loc>
      <image:title>Blog - When Is It OK to Quit Your Passion?</image:title>
      <image:caption>We often talk about quitting our job to pursue our passion, but what happens when you quit your passion? Should you be riddled with guilt? I share my deeply personal story today in this guest post. | MissFunctional Money #personalfinance #money #ballet</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/11/4/i-interviewed-the-robot-trying-to-replace-me</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1541387499476-X3WHO05ICHDNYCBNI02A/Are+robots+trying+to+take+over+all+of+our+jobs%3F+Should+we+be+be+squirreling+away+all+of+our+money+just+in+case%3F+Or+is+it+all+a+bunch+of+bull%3F+%7C+MissFunctional+Money+%23personalfinance+%23moneytalk+%23moneyhacks</image:loc>
      <image:title>Blog - I Interviewed the Robot Trying to Replace Me</image:title>
      <image:caption>Are robots trying to take over all of our jobs? Should we be be squirreling away all of our money just in case? Or is it all a bunch of bull? | MissFunctional Money #personalfinance #moneytalk #moneyhacks</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1541389634934-QGVG23SAZQDO63760XSW/How+will+AI+affect+our+jobs+and+the+money+we+must+save%3F</image:loc>
      <image:title>Blog - I Interviewed the Robot Trying to Replace Me</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
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      <image:caption>here's how AI affects jobs in America.</image:caption>
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      <image:title>Blog - I Interviewed the Robot Trying to Replace Me</image:title>
      <image:caption>via</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1541388371512-K9WYUU55WDHY6CADOA4B/Are+robots+trying+to+take+over+all+of+our+jobs%3F+Should+we+be+be+squirreling+away+all+of+our+money+just+in+case%3F+Or+is+it+all+a+bunch+of+bull%3F+%7C+MissFunctional+Money+%23personalfinance+%23moneytalk+%23moneyhacks</image:loc>
      <image:title>Blog - I Interviewed the Robot Trying to Replace Me</image:title>
      <image:caption>Are robots trying to take over all of our jobs? Should we be be squirreling away all of our money just in case? Or is it all a bunch of bull? | MissFunctional Money #personalfinance #moneytalk #moneyhacks</image:caption>
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  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/10/24/how-to-invest-your-hsa</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2018-10-29</lastmod>
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      <image:title>Blog - Health Savings Accounts, Part 2: How to Invest Your HSA</image:title>
      <image:caption>via</image:caption>
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      <image:caption>how to ask your employer if you can open an HSA to save more for retirement</image:caption>
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      <image:title>Blog - Health Savings Accounts, Part 2: How to Invest Your HSA</image:title>
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      <image:title>Blog - Health Savings Accounts, Part 2: How to Invest Your HSA</image:title>
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      <image:title>Blog - Health Savings Accounts, Part 2: How to Invest Your HSA</image:title>
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  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/10/20/why-i-pay-more-for-pure-barre</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1540169126105-E85R1EB44HS6G7MN5SQJ/Is+Pure+Barre+worth+the+cost%3F+Learn+why+I+shell+out+%24155+per+month+for+my+membership.+%7C+MissFunctional+Money+%23personalfinance+%23fitness+%23frugalfitness</image:loc>
      <image:title>Blog - Oh My Quad: An Ode to Pure Barre</image:title>
      <image:caption>Is Pure Barre worth the cost? Learn why I shell out $155 per month for my membership. | MissFunctional Money #personalfinance #fitness #frugalfitness</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1540172328082-D9X3MPLKBLKAJRHO7F3P/Is+Pure+Barre+worth+the+cost%3F+Learn+why+I+pay+for+my+membership+and+why+it%27s+great+for+dancers+and+non-dancers+alike%21+%7C+MissFunctional+Money+%23personalfinance+%23moneytalk+%23budgetbasics</image:loc>
      <image:title>Blog - Oh My Quad: An Ode to Pure Barre</image:title>
      <image:caption>Lift, tone, burn, baby.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1540172246538-CLLMQ3XG5SJUNS2RAARA/Is+Pure+Barre+worth+the+cost%3F+Learn+why+I+pay+for+my+membership+and+why+it%27s+great+for+dancers+and+non-dancers+alike%21+%7C+MissFunctional+Money+%23personalfinance+%23moneytalk+%23budgetbasics</image:loc>
      <image:title>Blog - Oh My Quad: An Ode to Pure Barre</image:title>
      <image:caption>Is Pure Barre worth the cost? Learn why I pay for my membership and why it's great for dancers and non-dancers alike! | MissFunctional Money #personalfinance #moneytalk #budgetbasics</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1540055510449-ERWO77HFO627UZU7CGJ8/SC+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Oh My Quad: An Ode to Pure Barre</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1540169598034-K6X72KKVM8K8D6C99LPO/Is+Pure+Barre+worth+the+cost%3F+Find+out+why+I+pay+%24155+every+month+to+have+my+muscles+basically+shake+off+my+body.+%7C+MissFunctional+Money+%23personalfinance+%23fitness+%23budgetbasics</image:loc>
      <image:title>Blog - Oh My Quad: An Ode to Pure Barre</image:title>
      <image:caption>Is Pure Barre worth the cost? Find out why I pay $155 every month to have my muscles basically shake off my body. | MissFunctional Money #personalfinance #fitness #budgetbasics</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/10/12/scotland-honeymoon-highlands</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539571328603-5GZHU38NQSQE5GJIKVOM/How+to+save+money%2C+what+to+see+and+what+you+can%27t+miss+on+your+honeymoon+in+Scotland+%7C+MissFunctional+Money+%7C+%23travel+%23honeymoon+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>How to save money, what to see and what you can't miss on your honeymoon in Scotland | MissFunctional Money | #travel #honeymoon #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480005887-CQGBBOMA9LGUEK1ICMFW/St+Andrews+castle+in+Scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>st. andrews castle in scotland, how to save on your honeymoon abroad</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480197646-3VHSOKEBKRWTX1KWRQJ9/Adorable+cottage+in+St.+Andrews%2C+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>st. andrews castle in scotland, how to save on your honeymoon abroad</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480286625-3WLZFQ9TYB60610TJVBR/St.+Andrews+Castle+ruins+in+St.+Andrews%2C+Scotland.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>St. Andrews Castle ruins in St. Andrews, Scotland. | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480343173-KYYTYNIK0YV1MABPIANT/IMG_0604St.+Andrews+Castle+ruins+in+St.+Andrews%2C+Scotland.+%7C+MissFunctional+Money_1.jpg</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>St. Andrews Castle ruins in St. Andrews, Scotland. | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480366953-VBFN7JQP6RNPSQIBY4O2/St.+Andrews+Cathedral+in+St.+Andrews%2C+Scotland.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>St. Andrews Cathedral in St. Andrews, Scotland. | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480504341-0Q00B41FSSSNTZK7LTR0/St.+Andrews+Beach+in+St.+Andrews%2C+Scotland.+Best+honeymoon+spot%21%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>St. Andrews Beach in St. Andrews, Scotland. Best honeymoon spot!| MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480547990-M6R7P4SR0KESYNBDIGLD/St.+Andrews+Beach+in+St.+Andrews%2C+Scotland.+Best+honeymoon+spot%21%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Slightly different beach vibes than I’m used to, but gorgeous nonetheless!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480461311-WGNO5XALSDA6DFXEKLKY/St.+Andrews+Beach+in+St.+Andrews%2C+Scotland.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The goodest of the good boys.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539337679555-OAQ4VJPNK5AQ8XAJG6PH/Scottish+countryside+is+casually+magnificent+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Learn how we saved money on our honeymoon in europe!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480629940-2QEP2LUJAF2V2SJA6C45/Oban%2C+Scotland.+A+romantic+honeymoon+spot+in+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The view from the docks in Oban. We took one of those CalMac ferries!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480768933-U3K6IQLLHO83ZGQ62OXG/Tobermory+Distillery+on+Isle+of+Mull+near+Oban%2C+Scotland.+A+romantic+honeymoon+spot+in+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Tobermory Distillery on Isle of Mull near Oban, Scotland. A romantic honeymoon spot in Scotland! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480820289-6CZHVW7VSK9CI1R5GR2D/Tobermory+Distillery+on+Isle+of+Mull+near+Oban%2C+Scotland.+A+romantic+honeymoon+spot+in+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>So much science happening here.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480868318-1JE80G7R7SFEJKNISII3/Tobermory+Distillery+on+Isle+of+Mull+near+Oban%2C+Scotland.+A+romantic+honeymoon+spot+in+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Tobermory Distillery on Isle of Mull near Oban, Scotland. A romantic honeymoon spot in Scotland! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480907271-NUDBR0LIWW1MU9T4CUQ8/Tobermory+Distillery+on+Isle+of+Mull+near+Oban%2C+Scotland.+A+romantic+honeymoon+spot+in+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>One of my favorite pics of the whole trip — taken from the ferry ride on the way back to Oban.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480945152-Q81PXMMG8I0Z0E4QGR0Q/IMG_0818_1.jpgTobermory+Distillery+on+Isle+of+Mull+near+Oban%2C+Scotland.+A+romantic+honeymoon+spot+in+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>There are casually castles everywhere in Scotland. My kinda place!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539480999328-AABXHXNLW6BC1WCA9XHI/McCaig%27s+Tower+in+Oban%2C+Scotland.+Learn+how+we+saved+on+our+honeymoon+abroad%21</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Pro tip: Hiking uphill is much easier post-whisky tasting.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481505323-88ZZSUG6E0N4PV001VBP/Pretty+Oban%2C+Scotaland.+One+of+the+best+honeymoon+spots%21+%7C+MIssFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Pretty Oban, Scotaland. One of the best honeymoon spots! | MIssFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481556304-DNI97W08L2R1S8EUIV0P/Perle+Oban+in+Ppretty+Oban%2C+Scotland.+One+of+the+best+honeymoon+spots%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Perle Oban in pretty Oban, Scotland. One of the best honeymoon spots! | MIssFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481663400-BZ9OPCML7TRXTN3CJRX3/Eilean+Donan+in+Scotland+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Pretty as a postcard!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481716851-JFSU23WY5TN6Z7BCYGPC/Eilean+Donan+in+Scotland+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Eilean Donan in Scotland | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481741133-07P2ERGQA9BPO4DBGM0F/Old+Man+of+Storr+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Old Man of Storr — looking eerie in the morning mist.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481795737-15SQD93M4TV9YEQZZJ7R/Old+Man+of+Storr+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>No, not a boy. Actually me, wearing 2 pairs of pants and a beanie pulled low because WINDY.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481900121-UE8DB6OH8PZY14QARAHA/Old+Man+of+Storr+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The view coming down from Old Man of Storr wasn’t half-bad, either.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481943288-QQSNXIQII3YSGC8BXS9S/Kilt+Rock+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Kilt Rock on Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539481976394-WI20OTFMXUW4M24YGWA6/Kilt+Rock+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>*artsy*</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482004967-RJL0R0KC79L7B3N4IIA1/Quiraing+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The Quiraing on Isle of Skye, Scotland. Or, as we came to call it, Green Mars.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482077606-BLQ8IA038X6C02PGAEAF/Quiraing+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Quiraing on Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482092903-8KPS4MT3RGELWSNATQ8H/Quiraing+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>SCOTTISH HEATHER EVERYWHERE. MADE MY HEART FLUTTER IN ALL CAPS!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482157193-QCPQRNPNSAD9PML4BYXT/Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Somehow a subtle metaphor.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482201995-5S7C1OJDVDBROUF7ZEQZ/The+northernmost+point+of+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The northernmost point of Isle of Skye, Scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482378698-1KREVWA4RN02H62YS55E/The+northernmost+point+of+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The northernmost point of Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482500006-QI8YAVPZXI550HXEY83J/Dunvegan+Castle+in+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Dunvegan Castle on Isle of Skye, Scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482553251-QTQIB094KPC757ZSV229/Dunvegan+Castle+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Dunvegan Castle on Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482589583-RX1DDFT4GBKOMXPLW487/Dunvegan+Castle+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The stuff storybooks are made of :)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482619520-5TSS0FCYNPYPLIH9J8RT/Dunvegan+Castle+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Dunvegan Castle on Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482638417-BZQWBDQF8V37IIUQN7U4/Dunvegan+Castle+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Plotting how to conquer my kingdom ;) And also where to find a hairbrush.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482427426-LPOZTF0EQQNJHR0GB1CL/Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Heeland Coo in Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483051630-ZLMVSZXYAN7VXJJMIOM0/Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Isle of Skye, Scotland. |MissFunctional Money | #travel #scotland #honeymoonideas</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483104689-JI44N3WVKP6BIY41CM2D/Highland+Cow+on+Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Heeland Coo - AKA a Highland Cow!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483172864-2EU8Y06S7AA60QBENM5S/Highland+Cow+on+Isle+of+Skye%2C+Scotland.+%7C+MissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>THOSE. BANGS.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482700909-6O0GA56SAJNTUKE24ORV/Fairy+Pools+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>I’d follow that jolly green jacket anywhere!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483226343-8KVXFCY7QB9MKJ0ZM9SP/Isle+of+Skye%2C+Scotland.+%7C+MissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>STRONG sound of music vibes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482754836-D7DYBK8L8WFO3IX0V66Q/Dunvegan+Castle+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Those perfectly circular pools were formed naturally by water!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482848358-C4L0GVIDED98DGZ66NOM/image-asset.jpeg</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>I’ve NEVER seen water this clear!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482802545-S1VLDE7C9P1YQLLFOV59/Fairy+Pools+on+Isle+of+Skye%2C+Scotland+%7C+MissFunctional+Money+%23honeymoon+%23travel+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Fairy Pools on Isle of Skye, Scotland | MissFunctional Money #honeymoon #travel #scotland</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539484065078-OYPMYN3BMFI9RC9HUG0C/Neist+Point.+The+westernmost+point+of+Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Worth the drive.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483821678-V1I6XPJTRJKGHYLFZ09N/Neist+Point.+The+westernmost+point+of+Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>The Neist Point Lighthouse. Not pictured: Wind. And a lot of it.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483742062-QSUPLN3GONJ751T68K0A/Neist+Point.+The+westernmost+point+of+Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539482899441-SGJW0LKGY471KMRDBKLC/Neist+Point.+The+westernmost+point+of+Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Those are the Outer Hebrides that you can see in the distance there. Crazy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539483878740-YDT59ZUNOYG6I95ROMVU/Neist+Point.+The+westernmost+point+of+Isle+of+Skye%2C+Scotland.+%7CMissFunctional+Money+%7C+%23travel+%23scotland+%23honeymoonideas</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>Neist Point. The westernmost point of Isle of Skye, Scotland. |MissFunctional Money | #travel #scotland #honeymoonideas</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539571172803-NNTY9PXS1X5Q4SX2DF3Q/How+to+save+money%2C+what+to+see+and+what+you+can%27t+miss+on+your+honeymoon+in+Scotland+%7C+MissFunctional+Money+%7C+%23travel+%23honeymoon+%23scotland</image:loc>
      <image:title>Blog - Saints, Scotch &amp;amp; Sunsets: Our Honeymoon Adventure in Scotland (Part 2)</image:title>
      <image:caption>How to save money, what to see and what you can't miss on your honeymoon in Scotland | MissFunctional Money | #travel #honeymoon #scotland</image:caption>
    </image:image>
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    <loc>https://missfunctionalmoney.com/home/scotland-part-1</loc>
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    <lastmod>2019-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539080388227-8UV5M9ZN5HOSH2IYNTWG/Learn+how+we+saved+money+and+what+we+thought+was+worth+the+splurge+on+our+honeymoon+abroad+in+Edinburgh%2C+Scotland.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>How to save money on your honeymoon? Follow these tips and tricks!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539078575736-51DSD11FOADWJLHG5XHU/The+Palace+of+Holyroodhouse+in+Edinburgh%2C+Scotland.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>The ruined abbey at the Palace of Holyroodhouse in Edinburgh, Scotland. Learn how to save more money when you go to Europe!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539076918058-UEUCPGK1IUWH63DZJ1AN/Top+tips+for+saving+money+at+Edinburgh+Castle.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>Apparently, there are no hairbrushes in Scotland. I clearly didn’t find one.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539077053215-SMGW5LZIRP66634R526R/The+Palace+of+Holyroodhouse+in+Edinburgh%2C+Scotland.</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>The Palace of Holyroodhouse in Edinburgh, Scotland. Read how to save money on your trip to Edinburgh! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539078192017-4SDQQ3GPVGDRSTX3Z8PJ/The+craggy+abbey+ruins+at+The+Palace+of+Holyroodhouse+in+Edinburgh%2C+Scotland.</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>Abbey ruins at The Palace of Holyroodhouse in Edinburgh, Scotland. Learn how to save money on your trip!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539077980326-FEM69VTF6T9NP4OFTOKC/The+The+Queen%27s+Garden%2C+Palace+of+Holyroodhouse+in+Edinburgh%2C+Scotland.</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>The Queen’s garden flower! The Palace of Holyroodhouse in Edinburgh, Scotland. Read how to save money on your trip to Edinburgh! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539077626849-JWW2P65QJDMR8ZU6H5GR/The+rocky+castle+fortress+of+Edinburgh+Castle+in+Scotland+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>The grand, rocky castle fortress of Edinburgh Castle in Scotland. Learn my money hacks and travel tips for saving money on your Sctoalnd honeymoon! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539079543074-JB2B32CTWKPEGH8EDWAG/The+rocky+castle+fortress+of+Edinburgh+Castle+in+Scotland.+Learn+all+of+my+money-saving+tips+for+your+honeymoon+abroad%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>Edinburgh, Scotland, is a gorgeous place to honeymoon. Don’t miss these money hacks to save money on your honeymoon.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539077764181-JINM7DHQWJKRNH4RQO3I/The+view+of+Edinburgh+from+the+castle+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>The rocky castle fortress of Edinburgh Castle in Scotland. Learn all my travel tips for how to save money on your honeymoon! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539077889813-57HEVBHTAUEMA6Y9ZXQI/The+rocky+castle+fortress+of+Edinburgh+Castle+in+Scotland+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>A little light house shopping while abroad. Oh wheeeerrreeeee is my hairbrush?!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539081262402-EKPITI33M6X82E83JJLL/Learn+how+we+unintentionally+saved+money+at+the+Surgeons+Hall+Museum+in+Edinburgh%2C+Scotland%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>How we saw free museums in Scotland, whoops. Honeymoon savings, hello!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539079261423-WI5M3CH2X3JHRHTU070X/Pints+in+Edinburgh%2C+Scotland.+Learn+my+travel+tips+and+money-saving+hacks+for+your+honeymoon+abroad%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>A very Scottish pint glass, indeed. At a pub called Doctor’s.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539078998956-L3DJFNKLKTCF33QTJQ2K/The+master+executive+suite+at+12+Picardy+Place+-+the+perfect+honeymoon+spot+in+Edinburgh%2C+Scotland+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>The headboard is actually a closet!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539079100456-CPCXVBFBAKOUPGY23ZE8/12+Picardy+Place+Bathroom+in+Edinburgh+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>A casual bathroom experience.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539076645372-D7IWTT4HZBBSE1K9VFZO/Edinburgh+-+the+capitol+of+Scotland.+A+magical+place+for+a+honeymoon%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>Edinburgh, Scotland, is the perfect place to honeymoon. Don’t miss these tips and tricks to save money on your honeymoon.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539078843373-47WEDG2PNDZZ8CLWKICR/The+Palace+of+Holyroodhouse+from+the+gardens+-+in+Edinburgh%2C+Scotland.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>Taken from the gardens outside of the abbey at The Palace of Holyroodhouse in Edinburgh, Scotland.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1539081169247-FXQJM6SJA3NFT7S5T2G4/Edinburgh%2C+Scotland%2C+is+a+gorgeous+place+to+honeymoon.+Don%E2%80%99t+miss+these+money+hacks+to+save+money+on+your+trip%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Castles &amp;amp; Cocktails: An Introduction to Edinburgh + Our Honeymoon in Scotland (Part 1)</image:title>
      <image:caption>Top tips for saving money at Edinburgh Castle. | MissFunctional Money</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/8/16/are-you-a-time-snob</loc>
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    <priority>0.5</priority>
    <lastmod>2019-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1538389686901-ALBYGISBBUDW5ZEHK11M/What%27s+holding+you+back+from+success%3F+If+I+had+to+guess%2C+it+may+be+that+you+don%27t+guard+your+time+strongly+enough.+Read+how+that+can+impact+your+finances%2C+productivity+and+success%21+%7C+MissFunctionalMoney.com+%23selfimprovement+%23savemoney+%23timemanagementtips</image:loc>
      <image:title>Blog - Are You A Time Snob? (And Other Musings on Mindfulness)</image:title>
      <image:caption>Want to be successful at blogging? Want to make more money and save money? Time management and time guarding can be helpful in reaching your goals.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1538389023332-TBJIFHW7F7M4XDI7FKHB/Mindfulness+is+important+to+your+finances.+That%27s+why+you+should+be+a+Time+Snob%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Are You A Time Snob? (And Other Musings on Mindfulness)</image:title>
      <image:caption>Any excuse to put Don Draper on my blog, to be honest. // image via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1538390803140-3BUJD6IPORM28ETNC86U/Time+is+our+most+valuable+asset%2C+yet+we+tend+to+waste+it%2C+kill+it+and+spend+it+rather+than+invest+it.+-+Jim+Rohn</image:loc>
      <image:title>Blog - Are You A Time Snob? (And Other Musings on Mindfulness)</image:title>
      <image:caption>Time is our most valuable asset, yet we tend to waste it, kill it and spend it rather than invest it. - Jim Rohn</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1538391543756-M15ITDQZS2Z3T3MJ1KST/Dost+thou+love+life%3F+Then+do+not+squander+time%2C+for+that+is+the+stuff+life+is+made+of.+--Benjamin+Franklin</image:loc>
      <image:title>Blog - Are You A Time Snob? (And Other Musings on Mindfulness)</image:title>
      <image:caption>Time management is crucial to saving more money and achieving your goals</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1538388744296-FVUFCRHFNKXC073CT1C4/Working+out+offers+high+ROI.+Don%27t+believe+me%3F</image:loc>
      <image:title>Blog - Are You A Time Snob? (And Other Musings on Mindfulness)</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1538390258842-5HCHTP3IQLQD9N2AYU1F/What%27s+holding+you+back+from+success%3F+If+I+had+to+guess%2C+it+may+be+that+you+don%27t+guard+your+time+strongly+enough.+Read+how+that+can+impact+your+finances%2C+productivity+and+success%21+%7C+MissFunctionalMoney.com+%23selfimprovement+%23savemoney+%23timemanagementtips</image:loc>
      <image:title>Blog - Are You A Time Snob? (And Other Musings on Mindfulness)</image:title>
      <image:caption>Photo by rawpixel on Unsplash</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/8/22/3-reasons-why-i-paid-twice-as-much-as-necessary-for-our-honeymoon-and-why-travel-hacking-may-not-be-for-me</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1535111667012-5UNKYMZGRLTGYU4H9H9X/I+paid+twice+as+much+as+necessary+for+our+honeymoon+flights.+And+I+am+GLAD+we+did.+Sometimes%2C+it%27s+worth+it+to+pay+more+for+convenience.+Read+why%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 3 Reasons Why I Paid Twice The Cost For Our Honeymoon (And Why Travel Hacking May Not Be For Me)</image:title>
      <image:caption>I paid twice as much as necessary for our honeymoon flights. And I am GLAD we did. Sometimes, it's worth it to pay more for convenience. Read why! | MissFunctional Money</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1535023277732-E1DDYLD3TOSIL07IHTYT/We+paid+twice+the+amount+for+our+Scottish+honeymoon+flights.+Why%3F+Learn+why+travel+hacking+may+not+be+for+me.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 3 Reasons Why I Paid Twice The Cost For Our Honeymoon (And Why Travel Hacking May Not Be For Me)</image:title>
      <image:caption>Tomas Robertson took this image. But I'm going to this same spot! Me!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534985080077-F671HS4EU9PUAKOM79Y3/Highland+cow+in+Scotland+-+absolutely+moody+with+those+hairy+bangs%21+%7C+MIssFunctional+Money+%7C+Learn+why+I%27m+paying+more+for+my+honeymoon.</image:loc>
      <image:title>Blog - 3 Reasons Why I Paid Twice The Cost For Our Honeymoon (And Why Travel Hacking May Not Be For Me)</image:title>
      <image:caption>I didn't take this. Shane Aldendorff from Unsplash did. But still. I wanna make this guy my bestie because those bangs are a MOOD.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534985449526-I9RBTGFRBY9P53LPYY87/Why+didn%27t+I+try+to+save+more+money+on+my+honeymoon%3F+As+a+personal+finance+blogger%3F%21+Read+to+find+out.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 3 Reasons Why I Paid Twice The Cost For Our Honeymoon (And Why Travel Hacking May Not Be For Me)</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1535022639771-3UG1M44GLTOJAW8JCCG9/What+is+travel+hacking+and+should+I+sign+up%3F</image:loc>
      <image:title>Blog - 3 Reasons Why I Paid Twice The Cost For Our Honeymoon (And Why Travel Hacking May Not Be For Me)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1535112020028-1KVQA7DHI16Y0S20T2F9/I+paid+twice+as+much+as+necessary+for+our+honeymoon+flights.+And+I+am+GLAD+we+did.+Sometimes%2C+it%27s+worth+it+to+pay+more+for+convenience.+Read+why%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 3 Reasons Why I Paid Twice The Cost For Our Honeymoon (And Why Travel Hacking May Not Be For Me)</image:title>
      <image:caption>I paid twice as much as necessary for our honeymoon flights. And I am GLAD we did. Sometimes, it's worth it to pay more for convenience. Read why! | MissFunctional Money</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/5-ways-to-save-on-weddings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534701831883-4YA8NH7TH8KHRP677HVX/On+average%2C+a+friend%E2%80%99s+wedding+costs+us+%24888+from+engagement+toast+to+sparkler+exit%2C+according+to+a+2016+study+from+the+Knot.+That%E2%80%99s+an+average+number.+Bridesmaids+often+spend+well+over+%241%2C000.+And+to+be+quite+frank%2C+I+think+that+estimate+is+on+the+low+side.%C2%A0Here+are+some+ways+you+can+save%21+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 5 Ways You Can Save On Wedding Season</image:title>
      <image:caption>Saving money is hard, but it can be done during wedding season. On average, a friend’s wedding costs us $888 from engagement toast to sparkler exit, according to a 2016 study from the Knot. That’s an average number. Bridesmaids often spend well over $1,000. And to be quite frank, I think that estimate is on the low side. Here are some ways you can save!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534239213903-Q9LHPQD6BKSCSAWAVJUN/Why+do+all+of+our+friends+get+married+at+once%3F+It+really+blows+the+budget.</image:loc>
      <image:title>Blog - 5 Ways You Can Save On Wedding Season</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534239386148-V0Y0HUAB6FK2NVNH45S6/Save+money+on+your+friends%27+weddings+with+these+5+tips.</image:loc>
      <image:title>Blog - 5 Ways You Can Save On Wedding Season</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534239653652-AME7264TXVUKKKMVYAHE/5+Ways+to+Save+Money+this+Wedding+Season</image:loc>
      <image:title>Blog - 5 Ways You Can Save On Wedding Season</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534239739897-U2ED91Q35FC6SB4U7W6N/Save+money+at+your+friends+weddings+with+these+5+tips+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 5 Ways You Can Save On Wedding Season</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534701920119-YYHKPQZV07A0ZJM5ZJBW/On+average%2C+a+friend%E2%80%99s+wedding+costs+us+%24888+from+engagement+toast+to+sparkler+exit%2C+according+to+a+2016+study+from+the+Knot.+That%E2%80%99s+an+average+number.+Bridesmaids+often+spend+well+over+%241%2C000.+And+to+be+quite+frank%2C+I+think+that+estimate+is+on+the+low+side.%C2%A0Here+are+some+ways+you+can+save%21</image:loc>
      <image:title>Blog - 5 Ways You Can Save On Wedding Season</image:title>
      <image:caption>On average, a friend’s wedding costs us $888 from engagement toast to sparkler exit, according to a 2016 study from the Knot. That’s an average number. Bridesmaids often spend well over $1,000. And to be quite frank, I think that estimate is on the low side. Here are some ways you can save!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/8/12/9-things-show-business-taught-me-about-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534153172594-SZJELZY6624T8CFURW4Q/8+Things+Show+Business+Taught+Me+About+Money+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>I learned a lot of things during my time in showbiz. How to save money was not one of them. Learn how I know about earning and saving money in the article below.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534153375317-DKK087ZWGG28LXPUZF19/8+Things+Show+Business+Taught+Me+About+Money+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>Baby SC, unintentionally feat. Jesus Christ, Superstar</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534119916173-PO2ZJXXFN07A8Y6K4OU3/Tinkerbell+needs+applause+to+live.+I+need+applause+and+money.</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534122085567-5AMHH02HB9ZHA2HCTF18/Pushing+away+my+insecurities+like</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>Pushing away my insecurities like // via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534153573158-AH894XRLN6MJPNOOZRDT/8+Things+Show+Business+Taught+Me+About+Money+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>More is more, for Baby SC. Also, peep the "yard-youngin' legs," as my mother calls them.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534154482527-XVTWQ5OCKJGJ7PX8DYCV/8+Things+Show+Business+Taught+Me+About+Money+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>Never not dressing up.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534122407720-PCJS54969X6IC4WBJWNI/Let+go+of+the+haters.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534122594065-1GJPXPRF32G3RFS3KSRN/9+Things+Show+Business+Taught+Me+About+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534120314094-9QBWZ9JEIRNUMY3040NN/MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1534154085573-GXUKVL2I4030YJPZ6M9B/8+Things+Show+Business+Taught+Me+About+Money+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - 8 Things Show Business Taught Me About Money</image:title>
      <image:caption>I feel like I need to say that I took this pic in 2014 with NO filter. That's just pure, NYC magic.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/7/24/what-the-hay-is-an-hsa-3-reasons-why-you-need-an-hsa-how-to-hack-a-</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533549832487-UN182XHLY6WC4JP2KW2O/HSA+Part+1.png</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
      <image:caption>Health Savings Accounts are tax-advantaged savings accounts for people who are enrolled in a high-deductible health insurance plan (HDHP).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533519463539-NWSTAVVZD0KJS94UC3RE/Get+tax-free+money%3F+It%27s+a+miracle%21+Save+now+for+retirement+with+an+HSA</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533519624318-643FJ9KEV4S01GERXQ18/Unlike+an+FSA%2C+HSAs+roll+over%21</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
      <image:caption>it rolls over. like dis^ // via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533519744674-9R10P8IJO3J7V705Z1IG/Don%27t+spend+your+HSA+on+makeup.+Save+it+for+retirement%21</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
      <image:caption>we would've been best friends when I was 5. // via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533519936326-KA5FIN8C4T231Z3CTKHL/Get+receipts+for+health+expenses+and+save+for+retirement+with+an+HSA%21</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533517493517-J2N4LVUEDZDDBT3L6B0C/SC+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1533551323849-7C1XH8XWPEU8FLD9DT0U/HSAs+are+the+magical+unicorns+of+retirement+accounts+that+nobody+talks+about</image:loc>
      <image:title>Blog - Part I: Did Somebody Say HSA? What You Need to Know About the Ultimate Secret Retirement Account</image:title>
      <image:caption>HSAs are the magical unicorns of retirement accounts that nobody talks about. 3 reasons why they are tax hacks that can save you money.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/7/22/budget-basics-creating-an-effective-realistic-budget-free-printable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532914616465-IG5S9IC3MLK6ZZ2ZRUK2/Get+your+FREE+budget+planner%21+Tracking+your+cash+flow+and+spending+habits+will+help+you+stop+living+paycheck+to+paycheck%2C+increase+your+savings%2C+reduce+your+debt+and+ultimately+achieve+financial+independence+%28i.e.+sticking+it+to+the+man+anytime+you+want+because+you+live+for+you+and+your+family%2C+and+not+for+a+paycheck%29.</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>Get your FREE budget planner! Tracking your cash flow and spending habits will help you stop living paycheck to paycheck, increase your savings, reduce your debt and ultimately achieve financial independence (i.e. sticking it to the man anytime you want because you live for you and your family, and not for a paycheck).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532516167587-OD4M1UFHARMIIGTQ8RHJ/Taylor+Swift+has+a+budget.+No+really.</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>^ me when I think about how rich TS is  // via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532602207819-OT7CVHHS6ZILYUAM3E1P/A+budget+is+telling+your+money+where+to+go%2C+instead+of+wondering+where+it+went.+%E2%80%94%C2%A0John+Maxwell+%7C+Want+to+learn+how+to+take+control+of+your+finances+and+save+money%3F+Get+the+FREE+MFM+Beautiful+Budget+Sheet%21++%7C+MissFunctionalMoney.com</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>A budget is telling your money where to go, instead of wondering where it went. — John Maxwell | Want to learn how to take control of your finances and save money? Get the FREE MFM Beautiful Budget Sheet!  | MissFunctionalMoney.com</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532516717596-151ERBAKNZMG8VU2PYB3/Paul+Rudd+doesn%27t+age.+Someone+get+me+this+man%27s+facialist.</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>Someone get me the number of this man's facialist. Inarguable proof via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532516888330-QRML7OW2AKY8D5SQ0ST8/PIVOT%21</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532432143892-RW3KMP6A7RWQK8DWHFG0/Noah+and+Allie+in+The+Notebook.+WHAT+DO+YOU+WANT%3F</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532517040245-OZLWI7EWLJZYWD6NV8RS/MFMSignature</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1532914810009-L2XTJOY5LG5EYCHA2QN9/Get+your+FREE+budget+planner%21+Tracking+your+cash+flow+and+spending+habits+will+help+you+stop+living+paycheck+to+paycheck%2C+increase+your+savings%2C+reduce+your+debt+and+ultimately+achieve+financial+independence.</image:loc>
      <image:title>Blog - How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]</image:title>
      <image:caption>Get your FREE budget planner! Tracking your cash flow and spending habits will help you stop living paycheck to paycheck, increase your savings, reduce your debt and ultimately achieve financial independence.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/7/7/recap-4-things-i-learned-during-my-june-no-spend-challenge</loc>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531698498802-L9QUGVLSAEKPLU56CM88/No-spend+challenges+are+a+great+way+to+pinpoint+your+spending+habits%2C+identify+your+weak+spots+and+save+money.+Here+are+4+things+I+learned+doing+the+No-Spend+Challenge%21</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>No spend challenges are a great way to save money and pinpoint your spending habits. it's what all the personal finance cool kids are doing.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733265286-Y1Y1I4XVGV0PFYFPQ90V/Day+1+of+the+saving+money+spree%21</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531697594757-DC6Z9ZJQFSEXSFD0WXGV/Farm+life+makes+spending+money+harder+just+because+it%27s+more+rural+and+further+from+the+store%21</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>adorable image via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733166416-MHHADUHH7IHGZXQDCRRM/Day+3+of+my+no-spend+challenge+-+how+i%27m+saving+money+this+summer%21</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733366195-499A3HDYTUY8Z1TQ97GS/NoSpend+Challenge+Day+7+-+How+to+Save+Money+this+Summer</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733480780-SC77SL4K8YZBDOY7KSZ2/NoSpend+Challenge+Day+3+%284%29.png</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>I'm saving money this summer by not spending money with a No-SPend challenge. How will you save money this season? You can do the no-spend summer with me.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531735103604-IH73JTHIG1D56ZV56E3D/NoSpend+Challenge+Day+17</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>No-spend challenge day 17 was not great. How can you save more money than me? Try this.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531697205915-4T2URLNW1P4TJ1SX2RF2/Cheese%2C+please.</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>image via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733583040-RCKOSVKMJPWDYZN4YD1U/NoSpend+Challenge+Day+20+-+how+to+save+money+this+summer.+I+earned+more+money+and+saved+more+this+summer+and+you+can+too%21</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>NoSpend Challenge Day 20 - how to save money this summer. I earned more money and saved more this summer and you can too!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733708860-N6P42PWBO4OT7Z0SWM2G/NoSpend+Challenge+Day+23</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>NoSpend Challenge Day 23 - how to save money this summer. I earned more money and saved more this summer and you can too!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531733855837-F74LOM52PCDBEWDXVKUJ/NoSpend+Challenge+Day+24+-+Saving+money+is+hard%2C+but+a+no-spend+plan+like+this+is+a+good+way+to+save+money.</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>NoSpend Challenge Day 24 - Saving money is hard, especially in the summer. But if I can save more money by doing the no-spend challenge, you can too.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531696903597-1XP3UH5VB3WXQ4MKZ4YY/That+vest+was+disgusting.</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>image via</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531734089661-QWI3JSZFOTFZ1SK9116T/NoSpend+Challenge+Day+29+-+How+to+save+money</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
      <image:caption>NoSpend Challenge Day 20 - Want to know how to save money this summer? I earned more money and saved more this summer and you can too!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1531697051622-SUNYA13DYM2RG6L6B6OD/SC</image:loc>
      <image:title>Blog - RECAP: 4 Things I Learned During My June No-Spend Challenge</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/2018/7/7/cz5gwo6b2rx9rwvp3wk27zfoo09zt1</loc>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530995869632-R55ICVOPH13ZLQDQJTFC/Your+time+and+brain+real+estate+are+incredibly+valuable.+Learn+how+to+make+the+most+of+your+time+and+how+to+eliminate+what+doesn%27t+matter+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
      <image:caption>Doggie photo by Ryan Walton on Unsplash</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530990118341-QQONCKK0XVKFWCSU5E97/Connecting+with+like-minded+people+on+the+internet+is+really+what+it%27s+good+for.</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
      <image:caption>making blogger connections has been the best part about blogging</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530993570169-IGR1SQ4MKNQG67ZG602Z/Life+isn%27t+slowing+down.+So+make+the+most+of+your+mental+bandwidth+with+the+time+you+have+left.</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530988800050-QOLZ4GZR8YOC75S53XQP/How+to+make+some+room+in+your+life+by+making+a+list.+%7C+MissFunctional+Money</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
      <image:caption>Save more money and free up some mental bandwidth when you create a simple list of what you can and can't control. It's an easy way to take control of your finance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530989709113-EVEGQIG0VWRYW11U67X2/LDP2.png</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
      <image:caption>Take control of your life and your finances by acknowledging what sucks your time and energy.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530989519372-0P78AAMMXNHV3M29C5EU/You+get+to+choose+how+you+react+to+every+situation.</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530989089855-NIZ2IXMCI3ID44LWBH1R/Clear+up+that+pesky+background+noise+that%27s+stopping+you+from+reaching+your+fullest+life+and+highest+earning+potential%21</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
      <image:caption>Clear up that pesky background noise that's stopping you from reaching your fullest life and highest earning potential!</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530989327677-DTX8TV0EO5W26AXMLTUP/Free+up+your+mind+and+make+more+room+for+money-saving+strategies.</image:loc>
      <image:title>Blog - Here's How to Make the Most of Your Mental Bandwidth</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/2018/6/28/r3u4x0cwqqux11xbb7o3fp29ihs7h9</loc>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>what to do in Charleston South Carolina, ideas for fun, free things to do in Charleston, the holy city.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530271937475-75D2NRZMRFAGK9NQRU25/image-asset.jpeg</image:loc>
      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>Photo by David Martin Jr. on Unsplash</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530231992598-CVPVLJHE8VTMV46XUSL2/IMG_2184.JPG</image:loc>
      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>#NoFilter</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530182890315-JWQAQLZYLY1NM1W2ZNEE/IMG_0240.jpg</image:loc>
      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>I couldn't pick just one!</image:caption>
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    <image:image>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
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    <image:image>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>The Battery. Picture a baby SC up on that cannon, pigtails a swingin' ^</image:caption>
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    <image:image>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
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    <image:image>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
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    <image:image>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>I deleted my picture from Party at the Park last year, so here's a gif of Taylor Swift still in her country era,</image:caption>
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      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>Annoying that people are in my shot, but here's the truly magnificent Angel Oak Tree on Johns Island, South Carolina. Note to self to go back early morning to get better pictures,</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530271386013-Z47ACAD9JZ5YL1G66DV8/dino.gif</image:loc>
      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
      <image:caption>There are so many fun, free things to do in Charleston. If you're looking for fun free things to do in Charleston, check out these places.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1530272537896-IZATSTCEC8Z94X1K4XQM/MFMSignature-Screengrab.PNG</image:loc>
      <image:title>Blog - 6 Free Things to Do in Charleston</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/2018/6/22/3-fathers-day-gifts-for-the-frugal-spender</loc>
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    <lastmod>2018-06-26</lastmod>
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      <image:title>Blog - 3 Father’s Day Gifts for the Frugal Spender</image:title>
      <image:caption>Save money on gift ideas this year with these frugal tips for buying presents for dad.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1529668638598-Y39ZNV6SOGSJE2OY09IP/DoggoGif.gif</image:loc>
      <image:title>Blog - 3 Father’s Day Gifts for the Frugal Spender</image:title>
      <image:caption>how much it costs to raise a kid</image:caption>
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    <image:image>
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      <image:title>Blog - 3 Father’s Day Gifts for the Frugal Spender</image:title>
      <image:caption>Save money on beer, get frugal tips so that you can retire early. easy, cheap ways to celebrate a holiday.</image:caption>
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    <image:image>
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      <image:title>Blog - 3 Father’s Day Gifts for the Frugal Spender</image:title>
      <image:caption>Golf. A relaxing, enjoyable experience for all.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - 3 Father’s Day Gifts for the Frugal Spender</image:title>
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      <image:title>Blog - 3 Father’s Day Gifts for the Frugal Spender</image:title>
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  <url>
    <loc>https://missfunctionalmoney.com/home/2018/5/28/how-much-should-you-contribute-to-your-401k</loc>
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    <lastmod>2019-11-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527533868203-VB2V06R3KEYDK4JG6RTE/Saving+for+retirement+is+something+you+should+start+yesterday.+Are+you+contributing+the+right+amount+to+your+401k%3F</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
      <image:caption>retirement for millenials requires early planning - are you contributing enough to your 401k?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527530097242-BLNFMEV6RV1L5J3EFQEJ/401k.gif</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
      <image:caption>How much should I put in my 401k? Average 401k contributions for millenials.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527533484192-JA87QUY60GR5BDR3SP2R/How+much+should+I+contribute+to+my+401k%3F</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
      <image:caption>Your retirement is better when you don't touch your 401k before you are 59.5.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527597821208-2VBYT7RZYVMICPG9K87I/freemoney.gif</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
      <image:caption>401k matching is like free money. Are you contributing the right amount toward retirement? Get retirement account advice here.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527684883615-JRJWLDVTECPA2RBOIACV/consequences.gif</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
      <image:caption>Actual footage of the IRS.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527685530116-2K00JD4ADCS8PM37I84P/Screen+Shot+2018-05-30+at+9.04.43+AM.png</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1527820829247-LFZFGEDJIMP529Z2L2SL/Saving+for+retirement+is+something+you+should+start+yesterday.+Are+you+contributing+the+right+amount+to+your+401k%3F</image:loc>
      <image:title>Blog - How much should you contribute to your 401(k)?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/5/15/3-non-essentials-im-eliminating-to-save-my-budget-june-no-spend-challenge</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526692643328-EU23KXNMVQIP3SZFLQGS/3ThingsImEliminating.png</image:loc>
      <image:title>Blog - 3 Non-essentials I'm Eliminating To Save My Budget </image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526388969419-SQEG02F4AQ0BP6H2VA5N/JimCarrey.gif</image:loc>
      <image:title>Blog - 3 Non-essentials I'm Eliminating To Save My Budget </image:title>
      <image:caption>Saving money can be hard, especially when saving money involves people telling you how you're doing it wrong.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526389107179-QZ7D24HSPZDW7UNXTO4E/Rose%CC%81.gif</image:loc>
      <image:title>Blog - 3 Non-essentials I'm Eliminating To Save My Budget </image:title>
      <image:caption>Save money on restaurants, save money on rosé. It'll be great to save all that money!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526389235241-IO2F7P8CMM8J2G5FWTIL/my-pores-are-huge.gif</image:loc>
      <image:title>Blog - 3 Non-essentials I'm Eliminating To Save My Budget </image:title>
      <image:caption>Mean Girls - not a great way to save money, but maybe there are ideas on how to make money.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526389342632-V3E9NDQNF0TW89UEQRLD/Cinderella.gif</image:loc>
      <image:title>Blog - 3 Non-essentials I'm Eliminating To Save My Budget </image:title>
      <image:caption>How to save money on dresses? Don't buy the pretty dresses. Or come up with ideas to make money to pay for the dresses.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2018/5/15/why-im-doing-the-no-spend-challenge</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526689610055-DZ5RO34QGWGE1TZQBMSU/4reasonswhy_nospendchallenge_Screengrab.png</image:loc>
      <image:title>Blog - What is a "No-Spend Challenge" (And Why I'm Doing It)?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526471822787-N7CO9ZDG4WIFF7UUUSR9/FrugalWAlkAWay.gif</image:loc>
      <image:title>Blog - What is a "No-Spend Challenge" (And Why I'm Doing It)?</image:title>
      <image:caption>Save money by doing the no-spend challenge. Frugal walkaway is the best way to save money!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526472511290-HWTLQQBYII9QWE6ZWU26/Cher_Closet.gif</image:loc>
      <image:title>Blog - What is a "No-Spend Challenge" (And Why I'm Doing It)?</image:title>
      <image:caption>Cher always has the answer.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526473038005-D6V26WP4PG4K64R3DPHX/tenor.gif</image:loc>
      <image:title>Blog - What is a "No-Spend Challenge" (And Why I'm Doing It)?</image:title>
      <image:caption>BRB, crying just thinking about this movie.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1526758650814-0RHOJABT27NS83VRKTF4/sig.png</image:loc>
      <image:title>Blog - What is a "No-Spend Challenge" (And Why I'm Doing It)?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2017/11/18/are-you-ready-to-retire</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511039086573-YSIFXHJ364O5M3ZIWLH7/Areyoureadytoretire.png</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511036353596-NYZL1QJRGV1WGBHNIQGQ/1+in+3+Americans+has+zero+dollars+saved+for+retirement</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
      <image:caption>1 in 3 Americans has zero dollars saved for retirement</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511035737174-5XH9FVZ2PXQXF2M18UAJ/Aaron.gif</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511036516199-9R3YSR9ZOPKW91GL4PJ0/42percentofmillennials.png</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
      <image:caption>Are you part of the 42 percent of millennials who have not yet started saving for retirement?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511035961792-DP7IHQI11NUJBEMLW12Q/Screen+Shot+2017-11-18+at+2.33.06+PM.png</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
      <image:caption>Susan invests for only 10 years early in her career, yet ends up with more wealth than another saver (Bill), who saves for 30 years later in life. Chris, the third saver, has the perfect scenario: He contributed steadily for his entire career. Be like Chris.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511036893917-AF6ZD1FTX20NMB3MVWU0/Millen.GenXcomparechart.png</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
      <image:caption>About thirty percent of Americans have not saved for retirement. Can you retire early?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511037767911-LMQNBKDVAS44GU73GZUN/sig.png</image:loc>
      <image:title>Blog - Are you part of the 58%?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2017/11/18/7-ways-to-save-time-and-money-at-trader-joes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511027412756-WZFO51MLVIY8RJQF7JPH/7waystosaveatTJ.png</image:loc>
      <image:title>Blog - 7 ways to save time and money at Trader Joe's</image:title>
      <image:caption>Use these tips and tricks to save time and money when you go grocery shopping at trader joe's</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511027613658-SSULYKVUL11XZXXZSEYB/throwing-money-away.gif</image:loc>
      <image:title>Blog - 7 ways to save time and money at Trader Joe's</image:title>
      <image:caption>Actual footage of me in Trader Joe’s.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511028315963-HQXHRB5LMGH9UB7VUKDC/MK%26ashleyBags.png</image:loc>
      <image:title>Blog - 7 ways to save time and money at Trader Joe's</image:title>
      <image:caption>When I finally remember to bring my own bag.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511028095675-2T1OILTQVICPKBCO73HW/1-peanut-butter-puppy.gif</image:loc>
      <image:title>Blog - 7 ways to save time and money at Trader Joe's</image:title>
      <image:caption>Save money on grocery shopping by stocking up non-perishables like peanut butter.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511028666972-DM5XIUN7UD2BFPHAH9SE/sig.png</image:loc>
      <image:title>Blog - 7 ways to save time and money at Trader Joe's</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2017/11/5/what-kind-of-relationship-do-you-have-with-your-money</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511026172073-DPUWC9TL6WZ5FPS7BX78/RelationshipWithMoney.png</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510108199186-DO9LEE2EU2TXRVOQT4IX/i_just_have_a_lot_of_feelings.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants?</image:title>
    </image:image>
    <image:image>
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      <image:title>Blog - You’re in a relationship with money. But who wears the pants?</image:title>
      <image:caption>You are in a relationship with money. Is it a healthy one?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510054344504-R5X8JKJWKW8X7JTB9C8J/stage5resize.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Stage-Five Clinger</image:title>
      <image:caption>(Student Loan Debt)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510055037083-RO38VY7DCDV629N8JSZ9/TStrouble.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "It's Not You, It's Me"</image:title>
      <image:caption>Eviction. Repossession. Card Cancellations.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511025977676-1SLBVAJVKMAGO0ELHVSC/thefling_clieless.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Fling</image:title>
      <image:caption>Shopping spree? YOLO.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1509907212717-FQQTYKE2KIJNLDEE1EMX/hateyou.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Toxic Relationship</image:title>
      <image:caption>(Debt)</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The “It Seemed Like a Good Idea at the Time”</image:title>
      <image:caption>(Apparel Brand Credit Cards)  </image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510054586165-0L983CENK6P4XJ1GZ09J/adeleimsorry.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "Never Again"</image:title>
      <image:caption>(Credit Card Cash Advance)</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510055500051-KVXATG0ZGW9AB9OE6R23/Nicki_ohwell.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "What Was I Thinking?"</image:title>
      <image:caption>(Payday Lenders)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510055739934-J4TQC14A1Z8O5G15CTC6/Regina.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The One That Needs a Restraining Order</image:title>
      <image:caption>(Debt Collectors)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510057061243-0HMS033U75UY07NS8WJ2/RonLove.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The “I’ll Look Back on This and Smile”</image:title>
      <image:caption>(Roth IRA)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510057303214-45CUX9UIHH8U11S2M3JG/Slow%26Steady.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Steady Eddie</image:title>
      <image:caption>(Savings Accounts &amp; Money Markets)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510057550254-6V1BYWGY9X5GE2ZPFE06/missJScared-gif.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "Not Ready to Settle"</image:title>
      <image:caption>("A 30-year Mortgage? Now?”)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511023246113-ZAHS3IXUN6ELR6USQCXO/SureJan.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "It's Just Coffee, Guys!"</image:title>
      <image:caption>("I'll do the minimum payment this one time.")</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511023657775-7K0UWHTX3LW9HOHQDYEL/ifyousaysoJan.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "It's JUST Dinner, Guys!"</image:title>
      <image:caption>("I'll pay it later!")</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510058272721-IGZQVJ8JF0VTSUWRIFNG/ezgif.com-resize.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Second Time Around</image:title>
      <image:caption>(Another Credit Card?!)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511025259708-SR6FUWW2WDY8K2TUWFB3/giphy+%282%29.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "I gave you EVERYTHING!"</image:title>
      <image:caption>(Co-signing a Loan.)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511024787700-JS9D6TJNKEG30O30CIDP/Dementor.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The One That's Emotionally Draining</image:title>
      <image:caption>(Taxes)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511025104244-L2LWNJFWNKGV2BRXBQMH/giphy+%281%29.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The One That Breaks You</image:title>
      <image:caption>(Also Taxes)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511024045077-INCSZ6L8JLBDFG9HUGP5/GettingSerious.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The "It's Kinda Getting Serious"</image:title>
      <image:caption>(Mutual Funds)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511025499696-N5417YFM30QSD9VMU19G/Flirtation.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Flirtation</image:title>
      <image:caption>(Considering buying a condo. Maybe.)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511022354181-HUMJ15WOL5VFNW99ASJF/GrowOldGif.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The One You'll Grow Old With</image:title>
      <image:caption>(401(k) Contributions)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1511023040676-W01PJEO99CPJATU22UAR/Ido.gif</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants? - The Happily Ever After</image:title>
      <image:caption>(Joint Checking)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1510108537980-XAPXCN5BRNVMIILAMHOI/sig.png</image:loc>
      <image:title>Blog - You’re in a relationship with money. But who wears the pants?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://missfunctionalmoney.com/home/2017/11/5/is-a-traditional-ira-right-for-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59a491dd8fd4d29308a38770/1509896150763-GZKNSDUDIMBARWINHHOE/TraditionalIRA.png</image:loc>
      <image:title>Blog - Taking on Traditional IRAs: What, when, how and more!</image:title>
      <image:caption>Compare and contrast Roth and Traditional IRAs and find out which plan for early retirement is right for you.</image:caption>
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      <image:caption>Hi! The name's SC and the game's money mindfulness. My deepest hopes and dreams include launching a bookstore/champagne bar, improving financial literacy and fostering candid conversations we don't have enough. Thanks for coming along for the ride! Never miss a post — subscribe to MFM emails today!</image:caption>
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      <image:caption>The name's SC and the game's money mindfulness. My deepest hopes and dreams include launching a bookstore/champagne bar, improving financial literacy and fostering candid conversations we don't have enough. Thanks for coming along for the ride!</image:caption>
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