How to Create an Effective, Realistic Budget Based on Your Individual Goals [+ FREE PRINTABLE]

Taylor Swift has a budget. Stay with me …

Budgets are not just for cheap or broke people. They are a savvy way to track what flows in and what goes out — and yet they get this negative association with being overly frugal. Here's the truth of it: Having a budget doesn't chain you down. It offers you freedom with, and control over, YOUR money. Get your FREE step-by-step guide to creating a budget that works for you!

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RECAP: 4 Things I Learned During My June No-Spend Challenge

Last month, I did a No-Spend Challenge. In addition to reigning in summer spending and saving some doll hairs, I was very much looking forward to what I would discover about myself and about my habits. SHO 'NUFF, I learned a thing or two. Ahead, read my spending recap, what four things I learned from the challenge, and what I'll do differently next time.

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